748 3rd St, Chipley, FL 32428 Property Records

Washington County property record for 748 3rd St, Chipley, FL 32428 · Last verified January 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 2004
Square Footage	1,795 sqft Heated Area
Lot Size	17,859 sqft (0.409 acres)
Occupancy	Owner Occupied
Last Sale	$225,000 (2022)
Tax Bill	$3,187.00 (2025)

Owner

Source: Washington County records · APN 000018040000

Assessment roll updated July 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	748 3RD ST, CHIPLEY, FL 32428-1818
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
Aug 29, 2022	Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage CARDINAL FINANCIAL COMPANY LP
Jan 26, 2021	Warranty Deed, Transfer · Conventional Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 29, 2022 · Amount on Record
Deed Sale	Aug 29, 2022 · Amount on Record
Prior Sale	Jan 26, 2021 · Amount on Record
Deed Doc Number	0001252246
Deed Book / Page	1252 / 246
Record Refreshed	Jun 08, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHINGTON FL
Recording Date	Aug 29, 2022
Property Address	748 3RD ST, CHIPLEY, FL 32428-1818
Document Number	0067007365
Book / Page	1252 / 246
Instrument Date	Aug 29, 2022
Instrument	202267007365
Transaction Type	Transfer
Record Updated	May 21, 2024
Title Company	PANHANDLE LAND TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,575.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	748 3RD ST, CHIPLEY, FL 32428-1818

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1027 N ELM AVE, ERWIN, TN 37650-1501

Mortgage

Document Number	0000000248
Date	Aug 29, 2022
Instrument	1252/248

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2052

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHINGTON FL
Recording Date	Jan 26, 2021
Property Address	1308 FORREST AVE, CHIPLEY, FL 32428-1735
Document Number	0067000502
Book / Page	1196 / 845
Instrument Date	Jan 22, 2021
Instrument	202167000502
Transaction Type	Transfer
Record Updated	Dec 27, 2021
Title Company	PANHANDLE LAND TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,189.30
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 27550, PANAMA CITY, FL 32411-7550

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1308 FORREST AVE, CHIPLEY, FL 32428-1735

Mortgage

Document Number	0000000847
Date	Jan 26, 2021
Instrument	1196/847

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2051

Tax Assessment & Valuation

Source: Washington County records · Assessment roll updated July 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Florida
Municipality	Chipley City
County	Washington County
Unified School District	Washington County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,187.00 (+3.57%) Homeowner's exemption	$197,029 (+1.41%) Land $37,934 Building $159,095	$197,029 (-3.53%) Land $37,934 Building $159,095
2024	$3,077.00 (+2.88%) Homeowner's exemption	$194,298 (+3%)	$204,242 (+8.27%) Land $29,948 Building $174,294
2023	$2,991.00 (+16.97%) Homeowner's exemption	$188,639 (+12.67%) Land $29,948 Building $158,691	$188,639 (+12.67%) Land $29,948 Building $158,691
2022	$2,557.00 Homeowner's exemption	$167,419 Land $25,954 Building $141,465	$167,419 Land $25,954 Building $141,465

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Washington County (12133C), updated July 4, 2011 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft

Wildfire

Wildfire Risk	Low above 20% of the US · above 7% of Florida
Wildfire Likelihood	About 1 in 5,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified: October 2026

Historic District	Within the South Third Street Historic District listed 1989 · 16 contributing resources · NRIS 89000045

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Property Details

APN / Parcel Number

Primary APN	`000018040000`
Alternative APN	`18040000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,795 sqft Heated Area
Gross Area	2,780 sqft Gross Area
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 1935
Effective Year Built	Effective 2004
Exterior Material	Wood Siding Exterior
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	17,859 sqft (0.409 acres)
Lot Width	165 ft Width
Patio Area	296 sqft Patio
Porch	Open Porch
Porch Area	245 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air Heating

Location & Zoning

Account Number	000018040000
Street Address	748 3RD ST
City	CHIPLEY
State	FL
Zip	32428-1818
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	4 4 13 ORB 1252 P 246 BLK 39, LESS W 80', AS DESC IN ORB 1252 P 246
Legal Range	13W
Legal Township	04N
Legal Section	04
Legal Subdivision	CHIPLEY
Legal Block	39
Legal Lot Number	0000
Jurisdiction	WASHINGTON FL
Minor Civil Division	CHIPLEY
Census Blockgroup	2
Census Block	2033
Census Tract	970103

748 3rd St, Chipley, FL 32428 Property Records

Property Highlights

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

August 2022: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

January 2021: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Historic Designation

Property Details

APN / Parcel Number

Interior

Exterior

Utilities and HVAC

Location & Zoning

Nearby Properties on 3rd St

Nearby Streets

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