7478 E Rush Ridge Rd, Bloomington, IN 47401 Property Records

Monroe County property record for 7478 E Rush Ridge Rd, Bloomington, IN 47401

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,081 sqft · built 2017
Lot Size	7.45 acres (324,522 sqft)
Owner	Individual Name on Record
Tax Bill	$7,566 (2025)
Deeds & Mortgages	Jan 2017 Mortgage Jun 2019 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`010-09521-11`

Property Details

APN / Parcel Number

Primary APN	`010-09521-11`
Alternative APN	`53-07-34-300-004.011-014`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	14 Rooms
Stories	2 Stories
Building Area	3,081 sqft Living Area
1st Floor Area	3,081 sqft
Family Room	Family Room

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	324,522 sqft (7.45 acres)
Terrain	Rolling
Garage Type	Attached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	010-09521-11
Street Address	7478 E RUSH RIDGE RD
City	BLOOMINGTON
State	IN
Zip	47401-9732
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	FR
Legal Description	SHAWNEE BLUFFS ESTATES LOT 11 (7.45A)
Legal Subdivision	SHAWNEE BLUFF ESTATES SUBDIVISION
Legal Lot Number	11
Jurisdiction	MONROE IN
Township / Civil Division	SALT CREEK
Census Block Group	3
Census Block	3026
Census Tract	1403

Owner

Source: Monroe County records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7478 E RUSH RIDGE RD, BLOOMINGTON, IN 47401-9732
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 17, 2017	Deed of Trust, Mortgage · Conventional Mortgage OLD NATIONAL BANK
Jun 25, 2019	Deed of Trust, Mortgage · Line of Credit OLD NATIONAL BANK
Jun 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage INDIANA UNIVERSITY CU
Sep 16, 2021	Deed of Trust, Mortgage · Line of Credit INDIANA UNIVERSITY CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 13, 2015
Deed Sale	May 13, 2015
Deed Document Number	20156033
Record Updated	Sep 20, 2026

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IN
Property Address	7478 E RUSH RIDGE RD, BLOOMINGTON, IN 47401-9732
Transaction Type	Mortgage
Record Updated	Jun 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017000625
Date	Jan 17, 2017
Instrument	2017000625

Lender

Name	OLD NATIONAL BANK
Type	Bank
Address	EVANSVILLE, IN 47708

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	370 Months
Due	Nov 1, 2047

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IN
Property Address	7478 E RUSH RIDGE RD, BLOOMINGTON, IN 47401-9732
Transaction Type	Mortgage
Record Updated	Jun 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	2019008773
Date	Jun 25, 2019
Instrument	2019008773

Lender

Name	OLD NATIONAL BANK
Type	Bank
Address	BLOOMINGTON, IN 47401

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jun 25, 2029

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IN
Property Address	7478 E RUSH RIDGE RD, BLOOMINGTON, IN 47401-9732
Transaction Type	Mortgage
Record Updated	Jun 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021011658
Date	Jun 21, 2021
Instrument	2021011658

Lender

Name	INDIANA UNIVERSITY CU
Type	Credit Union
Address	BLOOMINGTON, IN 47402

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2036

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IN
Property Address	7478 E RUSH RIDGE RD, BLOOMINGTON, IN 47401-9732
Transaction Type	Mortgage
Record Updated	Jun 12, 2023
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021017990
Date	Sep 16, 2021
Instrument	2021017990

Lender

Name	INDIANA UNIVERSITY CU
Type	Credit Union
Address	BLOOMINGTON, IN 47401

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Sep 15, 2036

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Monroe County
County Subdivision	Salt Creek Township
Unified School District	Monroe County Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,566.00 (-5.03%)	$985,200 (+15.86%) Land $284,000 Building $701,200	$985,200 (+15.86%) Land $284,000 Building $701,200
2024	$7,967.00 (+21.58%)
2023		$850,300 (+6.9%) Land $246,800 Building $603,500	$850,300 (+6.9%) Land $246,800 Building $603,500
2022	$6,553.00	$795,400 Land $246,800 Building $548,600	$795,400 Land $246,800 Building $548,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Smithville Communications Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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