7478 Central Ave, Lemon Grove, CA 91945 Property Records

San Diego County property record for 7478 Central Ave, Lemon Grove, CA 91945

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,025 sqft · built 2005
Lot Size	0.239 acres (10,400 sqft)
Owner	Individual Name on Record
Last Sale	$110,000 (Dec 2003)
Tax Bill	$4,156 (2025)
Deeds & Mortgages	Dec 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`480-150-26-00`

Property Details

APN / Parcel Number

Primary APN	`480-150-26-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,025 sqft Living Area

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Lot Area	10,400 sqft (0.239 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	7478 CENTRAL AVE
City	LEMON GROVE
State	CA
Zip	91945-2301
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 22 W 52 FT OF E 151 FT OF E 1/2 OF W 1/2 /EXC N 440 FT/ TR LS0005
Legal Subdivision	RANCHO MISSION
Legal Tract	LS0005
Legal Block	1
Legal Lot Number	22
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1007
Census Tract	14300

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	9353 CREST DR, SPRING VALLEY, CA 91977-2804
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 15, 2003 · Amount on Record
Deed Sale	Dec 15, 2003 · Amount on Record
Deed Document Number	20031474071
Prior Transfer Date	Jul 22, 2003
Prior Transfer Doc	0001051336
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	7478 CENTRAL AVE, LEMON GROVE, CA 91945-2301
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	CHICAGO TITLE COMPANY SD

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9353 CREST DR, SPRING VALLEY, CA 91977-2804

Mortgage

Document Number	0000787215
Date	Dec 8, 2020
Instrument	2020-0787215

Lender

Name	USE CREDIT UNION
Type	Credit Union
Address	SAN DIEGO, CA 92121

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Lemon Grove City
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	Lemon Grove Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$329,561 (+2%) Land $159,515 Building $170,046
2025	$4,156.00 (+11.33%)	$323,100 (+4.04%) Land $156,388 Building $166,712
2023	$3,733.00 (+0.59%)	$310,556 Land $150,316 Building $160,240
2022	$3,711.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 720 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: GeoLinks.

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