74775 Cottontail Ct, Thousand Palms, CA 92276 Property Records

Riverside County property record for 74775 Cottontail Ct, Thousand Palms, CA 92276

Property Summary

Property Type	Mobile Home
Details	3 bd · 2.75 ba · 1,972 sqft · built 1998
Lot Size	0.32 acres (13,939 sqft)
Owner	Individual Name on File
Last Sale	$375,000 (Jan 2024)
Tax Bill	$5,105 (2025)
Deeds & Mortgages	Jan 2024 Sale & Mortgage Sep 2023 Reverse Mortgage
Flood Zone	Zone AO (high risk)
APN	`694-400-003`

Property Details

APN / Parcel Number

Primary APN	`694-400-003`

Interior

Bedrooms	3 Beds
Full Baths	2.75 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,972 sqft Living Area
1st Floor Area	1,972 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1999
Architectural Style	Mobile Home
Construction Type	Wood
Roof Material	Wood Shingle
Lot Area	13,939 sqft (0.32 acres)
View / Lot	Golf Course
Garage Type	Carport
Garage Area	1,476 sqft
Carport	Carport
Carport Area	1,476 sqft
Parking Spaces	5 Parking Spaces
Putting Green	Putting Green

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	74775 COTTONTAIL CT
City	THOUSAND PALMS
State	CA
Zip	92276-4109
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	LOT 5 MB 206/029 TR 23672
Legal Subdivision	206M29
Legal Tract	23672
Legal Lot Number	5
Jurisdiction	RIVERSIDE CA
Township / Civil Division	DESERT HOT SPRINGS
Census Block Group	1
Census Block	1000
Census Tract	44520

Owner

74775 Cottontail Ct, a mobile home, is owned and occupied by an individual who bought it in January 2024.

Source: Riverside County records, as of July 29, 2026

Owner of Record	Individual Name on File
Mailing Address	74775 COTTONTAIL CT, THOUSAND PALMS, CA 92276-4109
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 31, 2024	Grant Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Sep 6, 2023	Deed of Trust, Mortgage · Reverse Mortgage TRADITIONAL MORTGAGE ACCEPTANCE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 31, 2024 · Amount on File
Deed Sale	Jan 31, 2024 · Amount on File
Prior Sale	Jan 7, 1998 · Amount on File
Deed Document Number	202429028
Prior Transfer Date	Feb 28, 1994
Prior Transfer Doc	0000129338
Record Updated	Oct 29, 2026

January 2024: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Jan 31, 2024
Property Address	74775 COTTONTAIL CT, THOUSAND PALMS, CA 92276-4109
Document Number	0000029028
Map Reference	MB 206 PG 29-32
Instrument Date	Jan 8, 2024
Instrument	2024-0029028
Transaction Type	Transfer
Record Updated	Feb 9, 2024
Title Company	WFG NATIONAL TITLE COMPANY/CA, WFG NATIONAL TITLE CO OF CA

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	74775 COTTONTAIL CT, THOUSAND PALMS, CA 92276-4109

Mortgage

Document Number	0000029029
Date	Jan 31, 2024
Instrument	2024-0029029

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	362 Months
Due	Mar 1, 2054

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	74775 COTTONTAIL CT, THOUSAND PALMS, CA 92276-4109
Transaction Type	Mortgage
Record Updated	Sep 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	74775 COTTONTAIL CT, THOUSAND PALMS, CA 92276-4109

Mortgage

Document Number	0000262854
Date	Sep 6, 2023
Instrument	2023-0262854

Lender

Name	TRADITIONAL MORTGAGE ACCEPTANCE CORP
Type	Subprime Lender
Address	BELLEVUE, WA 98004

Agreement

Type	Reverse Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	8.36%
Adjustable	Adjustable Rate Rider
Type Change Date	Oct 1, 2023
Change Frequency	Monthly
Index	1-Year T-Bill
Max Rate	13.3%

Tax Assessment & Valuation

The 2025 property tax bill for 74775 Cottontail Ct was $5,105.

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Unified School District	Palm Springs Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$390,148 (+2%) Land $156,061 Building $234,087
2025	$5,105.00	$382,499 Land $153,001 Building $229,498
2023	$2,841.00 (+2.45%) Homeowner's exemption	$194,707 Land $81,445 Building $113,262
2022	$2,773.00
2021			$173,070

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 74775 Cottontail Ct in Zone AO, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AO high risk · sheet flow 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 157 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	157 in force
Nearby Flood Claims	36 (2005–2024)
Most Recent Claim	Jan 2024 · rainfall accumulation
Claims by Event	Tropical Storm Hilary, Aug 2023 · 11 claims Severe Winter Storms, Flooding, And Debris And Mud Flows, Dec 2010 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 74775 Cottontail Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.4% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COACHELLA VWD: COVE COMMUNITY serves 270,000 people · EPA ID CA3310001
Water Source	Groundwater
Last State Inspection	Dec 2022
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 271 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on Cottontail Ct

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures