7477 Harding St, Mentor, OH 44060 Property Records

Lake County property record for 7477 Harding St, Mentor, OH 44060

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,942 sqft · built 1968
Lot Size	0.394 acres (17,202 sqft)
Owner	Individual Name on Record
Last Sale	$196,500 (Jun 2004)
Tax Bill	$7,661 (2023)
Deeds & Mortgages	Dec 2020 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`16-C-070-C-00-004-0`

Property Details

APN / Parcel Number

Primary APN	`16-C-070-C-00-004-0`
Alternative APN	`I 82`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,942 sqft Living Area
1st Floor Area	814 sqft
Family Room	Family Room
Game Room	Game Room
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	17,202 sqft (0.394 acres)
Lot Dimensions	215 ft deep x 80 ft wide
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	48 sqft
Patio Area	160 sqft
Balcony	Balcony
Balcony Area	36 sqft
Shed	1 Shed
Shed Area	120 sqft
Canopy	160 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Gas

Location & Zoning

Account Number	I 82
Street Address	7477 HARDING ST
City	MENTOR
State	OH
Zip	44060-4707
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	BLAKE LOT TRACT 5
Legal Subdivision	WESTERN RESERVE ESTATES 2
Legal Tract	5
Legal Lot Number	75
Jurisdiction	LAKE OH
Township / Civil Division	MENTOR
Census Block Group	3
Census Block	3001
Census Tract	203000

Owner

Source: Lake County records, as of April 25, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7477 HARDING ST, MENTOR, OH 44060-4707
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 14, 2004 · Amount on Record
Deed Sale	Jun 14, 2004 · Amount on Record
Prior Sale	Jun 14, 2004 · Amount on Record
Deed Document Number	0000027279
Last Transfer Date	Feb 24, 2015
Transfer Doc	0000004267
Record Updated	Jun 7, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE OH
Property Address	7477 HARDING ST, MENTOR, OH 44060-4707
Transaction Type	Mortgage
Record Updated	Sep 22, 2021
Title Company	THIRD CAPITAL

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000038531
Date	Dec 29, 2020
Instrument	2020R038531

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	CLEVELAND, OH 44105

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

Source: Lake County assessment roll, as of August 1, 2023

Property Jurisdictions

Type	Name
State	Ohio
County	Lake County
Municipality	Mentor City
Unified School District	Mentor Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$7,661.00 (+125.59%) Homeowner's exemption	$73,730 (-) Land $18,140 Building $55,590
2022	$3,396.00 Homeowner's exemption	$73,730 Land $18,140 Building $55,590
2021			$210,650 Land $51,830 Building $158,820

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	4 (1979–2013)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Jul 2013 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA OHIO - MENTOR private · serves 74,500 people · EPA ID OH4301511
Water Source	Surface water
Last State Inspection	Apr 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 316 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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