7477 90th Ave S, Sabin, MN 56580 Property Records

Clay County property record for 7477 90th Ave S, Sabin, MN 56580

Property Summary

Property Type	Single Family Home
Details	built 1974
Lot Size	19.7 acres (859,439 sqft)
Owner	2 Individual Names on File
Tax Bill	$5,988 (2026)
Deeds & Mortgages	Aug 2026 Line of Credit May 2019 Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`06.020.2000`

Property Details

APN / Parcel Number

Primary APN	`06.020.2000`

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Lot Area	859,439 sqft (19.7 acres)

Location & Zoning

Street Address	7477 90TH AVE S
City	SABIN
State	MN
Zip	56580-9528
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECTION 20 TOWNSHIP 138 RANGE 047 19.73 A. IN N1/2
Legal Range	47
Legal Township	138
Legal Section	20
Jurisdiction	CLAY MN
Township / Civil Division	ELMWOOD
Census Block Group	3
Census Block	3071
Census Tract	30110

Owner

7477 90th Ave S is owned and occupied by two individuals who acquired it in March 2012.

Source: Clay County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7477 90TH AVE S, SABIN, MN 56580-9528
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 28, 2026	Deed of Trust, Mortgage · Line of Credit INTERNATIONAL BANK
May 6, 2019	Deed of Trust, Mortgage · Conventional Mortgage FIRST INTERNATIONAL BANK
Aug 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST INTERNATIONAL BANK
Jan 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST INTERNATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Mar 7, 2012
Transfer Doc	0000706091
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MN
Recording Date	Aug 28, 2026
Property Address	7477 90TH AVE S, SABIN, MN 56580-9528
Document Number	0000867757
Instrument Date	Aug 19, 2026
Instrument	2026867757
Transaction Type	Mortgage
Record Updated	Sep 16, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7477 90TH AVE S, SABIN, MN 56580-9528

Mortgage

Document Number	0000867757,
Date	Aug 28, 2026
Instrument	2026867757

Lender

Name	INTERNATIONAL BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MN
Property Address	7477 90TH AVE S, SABIN, MN 56580-9528
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE CO OF FARGO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000789058
Date	May 6, 2019
Instrument	789058

Lender

Name	FIRST INTERNATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2049

Interest

Rate Type	Fixed Rate

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MN
Property Address	7477 90TH AVE S, SABIN, MN 56580-9528
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000804245
Date	Aug 10, 2020
Instrument	804245

Lender

Name	FIRST INTERNATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2050

Interest

Rate Type	Fixed Rate

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MN
Property Address	7477 90TH AVE S, SABIN, MN 56580-9528
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000810625
Date	Jan 4, 2021
Instrument	810625

Lender

Name	FIRST INTERNATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	72 Months
Due	Dec 4, 2026

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 7477 90th Ave S was $5,988 with a homeowner's exemption.

Source: Clay County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Clay County
County Subdivision	Elmwood Township
Unified School District	Moorhead Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,988.00 Homeowner's exemption	$538,100 (+0.15%) Land $140,500 Building $397,600	$538,100 (+0.15%) Land $140,500 Building $397,600
2025		$537,300 Land $140,500 Building $396,800	$537,300 Land $140,500 Building $396,800
2023	$4,968.00 Homeowner's exemption	$488,500 Land $140,500 Building $348,000	$488,500 Land $140,500 Building $348,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7477 90th Ave S in Zone AE, a high-risk flood area within the regulatory floodway; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective October 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	Yes
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	9 in force
Nearby Flood Claims	1 (2009)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2009 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7477 90th Ave S is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 86% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Red River Communications Fiber	1,000 / 1,000
Midco Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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