Winnebago County property record for 7475 Valentine Ln, Cherry Valley, IL 61016
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,672 sqft · built 1976 |
| Lot Size | 5.05 acres (219,978 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $385,000 (Oct 2025) |
| Tax Bill | $4,321 (2025) |
| Deeds & Mortgages | Oct 2025 Sale & Mortgage Feb 2017 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 1628100020 |
| Primary APN | 1628100020 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,672 sqft Living Area |
| Gross Area | 3,988 sqft |
| 1st Floor Area | 1,672 sqft |
| Basement Area | 1,672 sqft |
| Game Room | Game Room |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Architectural Style | Ranch |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 219,978 sqft |
| Terrain | Rolling |
| Garage Type | Attached |
| Garage Area | 644 sqft |
| Driveway | Driveway |
| Parking Spaces | 1 Parking Space |
| Deck Area | 225 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 7475 VALENTINE LN |
|---|---|
| City | CHERRY VALLEY |
| State | IL |
| Zip | 61016-9603 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AG |
| Legal Description | BEG INSECTN C/L ROTARY RD & W ROW LN VALENTINE LN N 475.6 FT W 500 FT S 475.6 FT TH E 500 FT TO POB (EXC THAT PT IN CHERRY VALLEY TWSP) PT N1/2 SEC 28-4 |
| Jurisdiction | WINNEBAGO IL |
| Township / Civil Division | ROCKFORD |
| Census Block Group | 3 |
| Census Block | 3049 |
| Census Tract | 3705 |
7475 Valentine Ln is owned and occupied by two individuals who bought it in October 2025.
Source: Winnebago County records, as of July 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 7475 VALENTINE LN, CHERRY VALLEY, IL 61016-9603 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 16, 2025 | Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO |
| Feb 9, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 16, 2025 · Amount on File |
| Deed Sale | Oct 16, 2025 · Amount on File |
| Prior Sale | Jul 30, 2004 · Amount on File |
| Deed Document Number | 202526925 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WINNEBAGO IL |
| Recording Date | Oct 16, 2025 |
| Property Address | 7475 VALENTINE LN, CHERRY VALLEY, IL 61016-9603 |
| Document Number | 0000026925 |
| Instrument Date | Oct 7, 2025 |
| Instrument | 2526925 |
| Transaction Type | Transfer |
| Record Updated | Nov 12, 2025 |
| Title Company | MAGNUS TITLE AGENCY, MTA |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $577.50 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 7475 VALENTINE LN, CHERRY VALLEY, IL 61016-9603 |
| Document Number | 0000026926 |
|---|---|
| Date | Oct 16, 2025 |
| Instrument | 2526926 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WINNEBAGO IL |
| Recording Date | Feb 9, 2017 |
| Property Address | 7475 VALENTINE LN, CHERRY VALLEY, IL 61016-9603 |
| Document Number | 0001004189 |
| Instrument Date | Feb 6, 2017 |
| Instrument | 1004189 |
| Transaction Type | Transfer |
| Record Updated | Feb 24, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 7475 VALENTINE LN CHERRY VALLEY IL 610169603, CHERRY VALLEY, IL 61016-9603 |
The 2025 property tax bill for 7475 Valentine Ln was $4,321, down 7.1% from the year before.
Source: Winnebago County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Winnebago County |
| County Subdivision | Rockford Township |
| Unified School District | Rockford School District 205 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,321.00 (-7.1%) | $92,845 (+11.43%) Land $23,777 Building $69,068 | $278,535 (+11.43%) Land $71,331 Building $207,204 |
| 2024 | $4,651.00 Homeowner's exemption Senior Citizen's exemption | $83,321 Land $21,338 Building $61,983 | $249,963 Land $64,014 Building $185,949 |
| 2022 | Homeowner's exemption | $65,668 Land $16,817 Building $48,851 | $197,004 Land $50,451 Building $146,553 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 7475 Valentine Ln in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2007.
Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (2007–2010) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Jul 2010 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7475 Valentine Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 65% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless | 100 / 20 |
| Frontier DSL | 70 / 3 |
| Rise Broadband Fixed Wireless | 25 / 5 |
| T-Mobile Fixed Wireless | 25 / 3 |
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