7475 Silver Sands Rd, Keystone Heights, FL 32656 Property Records

Clay County property record for 7475 Silver Sands Rd, Keystone Heights, FL 32656

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,035 sqft · built 2003
Lot Size	1.17 acres (50,965 sqft)
Owner	2 Individual Names on File
Last Sale	$155,000 (Mar 2011)
Tax Bill	$2,036 (2025)
Deeds & Mortgages	Dec 2025 Sale Oct 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-08-23-001437-202-00`

Property Details

APN / Parcel Number

Primary APN	`14-08-23-001437-202-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	2,035 sqft Living Area
Gross Area	2,691 sqft
1st Floor Area	2,035 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Logs
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	50,965 sqft (1.17 acres)
Lot Dimensions	300 ft deep x 170 ft wide
Garage Type	Attached
Garage Area	528 sqft

Exterior Amenities

Pool Area	614 sqft
Porch	Finished Screened Porch
Porch Area	260 sqft
Storage Building	24 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	7475 SILVER SANDS RD
City	KEYSTONE HEIGHTS
State	FL
Zip	32656-8120
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR
Legal Description	LOT 1 BLK 33 BIG TREE LAKES SEC A AS REC OR 3294 PG 1819
Legal Range	23E
Legal Township	08S
Legal Section	14
Legal Subdivision	BIG TREE LAKES
Legal Block	33
Legal Lot Number	1
Jurisdiction	CLAY FL
Township / Civil Division	KEYSTONE HEIGHTS
Census Block Group	2
Census Block	2016
Census Tract	31110

Owner

7475 Silver Sands Rd is owned and occupied by two individuals who bought it in March 2011.

Source: Clay County records, as of January 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2160 HARBOR LN, NAPLES, FL 34104-4218
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2025	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Oct 18, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 30, 2011 · Amount on File
Deed Sale	Mar 30, 2011 · Amount on File
Prior Sale	Apr 1, 2005 · Amount on File
Deed Document Number	201116435
Deed Book / Page	3294 / 1819
Prior Transfer Date	Jan 29, 2007
Prior Transfer Doc	0029900040
Record Updated	Jun 8, 2026

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY FL
Recording Date	Dec 15, 2025
Property Address	7475 SILVER SANDS RD, KEYSTONE HEIGHTS, FL 32656-8120
Document Number	0049970068
Book / Page	4997 / 68
Map Reference	MB 11 PG 54-61
Instrument Date	Dec 10, 2025
Instrument	2025058527
Transaction Type	Transfer
Record Updated	Jan 15, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Tax	$2,975.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7475 SILVER SANDS RD, KEYSTONE HEIGHTS, FL 32656-8120

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2160 HARBOR LN, NAPLES, FL 34104-4218

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	7475 SILVER SANDS RD, KEYSTONE HEIGHTS, FL 32656-8120
Transaction Type	Mortgage
Record Updated	Oct 28, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7475 SILVER SANDS RD, KEYSTONE HEIGHTS, FL 32656-8120

Mortgage

Document Number	0045230965
Date	Oct 18, 2021
Book Page	4523/965
Instrument	2021065755

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 7475 Silver Sands Rd was $2,036 with a homeowner's exemption, up 5% from the year before.

Source: Clay County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,036.00 (+5%) Homeowner's exemption	$173,674	$311,766 Land $23,000 Building $288,766
2024	$1,939.00 (-12.38%)
2023	$2,213.00 (+9.01%) Homeowner's exemption	$163,865 (+3%)	$293,893 (+10.31%) Land $16,000 Building $277,893
2022	$2,030.00 Homeowner's exemption	$159,093	$266,414 Land $9,000 Building $257,414

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7475 Silver Sands Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 89 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	89 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7475 Silver Sands Rd is moderate, ranking above 46% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 83% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE GENEVA MHP private · serves 95 people · EPA ID FL2100636
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Fiber	2,000 / 2,000

Cell Coverage

5G (outdoors only) and 4G LTE

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