7475 Rte 474, Panama, NY 14767 Property Records

Chautauqua County and Clymer Town property record for 7475 Rte 474, Panama, NY 14767

Property Summary

Property Type	Single Family Home
Details	5 bd · 1 ba · 2,816 sqft · built 2000
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on File
Last Sale	$14,000 (Jul 1998)
Tax Bill	$5,253 (2026)
Deeds & Mortgages	Aug 2023 Transfer Nov 2017 Mortgage
APN	`063200 397.00-1-10`

Property Details

APN / Parcel Number

Primary APN	`063200 397.00-1-10`
Alternative APN	`32003970000001010000`

Interior

Bedrooms	5 Beds
Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,816 sqft Living Area
1st Floor Area	1,408 sqft
2nd Floor Area	1,408 sqft
Basement Area	1,408 sqft
Finished Basement	1,408 sqft

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Lot Area	217,800 sqft (5 acres)

Exterior Amenities

Porch	Slab
Porch Area	288 sqft
Shed	1 Shed
Canopy	480 sqft
Pole Barn	Pole Barn

Utilities, Heating & Cooling

Heating System	HVAC
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	7475 ROUTE 474
City	PANAMA
State	NY
Zip	14767-9625
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	04 - FARM
Legal Description	HOUSE NOT FINISHED; OLD APN: 063200 4-1-19
Legal Block	1
Legal Lot Number	10.000
Jurisdiction	CHAUTAUQUA NY
Township / Civil Division	CLYMER
Census Block Group	2
Census Block	2034
Census Tract	36700

Owner

7475 Rte 474 is owned and occupied by two individuals who bought it in July 1998.

Source: Chautauqua County and Clymer Town records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7475 ROUTE 474, PANAMA, NY 14767-9625
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 18, 2023	Quit Claim Deed, Transfer Quitclaim
Nov 8, 2017	Deed of Trust, Mortgage NORTHWEST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 9, 1998 · Amount on File
Deed Sale	Jul 9, 1998 · Amount on File
Prior Sale	May 14, 1998 · Amount on File
Deed Book / Page	2391 / 191
Record Updated	Oct 29, 2026

August 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHAUTAUQUA NY
Recording Date	Aug 18, 2023
Property Address	7475 ROUTE 474, PANAMA, NY 14767-9625
Document Number	DE2023005205
Instrument Date	Aug 11, 2023
Instrument	DE2023005205
Transaction Type	Transfer
Record Updated	Sep 5, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7475 ROUTE 474, PANAMA, NY 14767-9625

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAUTAUQUA NY
Property Address	7475 ROUTE 474, PANAMA, NY 14767-9625
Transaction Type	Mortgage
Record Updated	Nov 29, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, MT2017004506
Date	Nov 8, 2017
Instrument	MT2017004506

Lender

Name	NORTHWEST BANK
Type	Bank

Agreement

Amount	Amount on Record
Term	170 Months
Due	Jan 1, 2032

Tax Assessment & Valuation

The 2026 property tax bill for 7475 Rte 474 was $5,253 with a homeowner's exemption, up 20.6% from the year before.

Source: Chautauqua County and Clymer Town assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	New York
County	Chautauqua County
County Subdivision	Clymer Town
Unified School District	Clymer Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,253.00 (+20.62%) Homeowner's exemption
2025	$4,355.00	$218,700 Land $37,100 Building $181,600	$218,700 Land $37,100 Building $181,600
2023		$153,900 (-) Land $26,700 Building $127,200	$165,500 (+4.31%) Land $28,712 Building $136,788
2022	Homeowner's exemption	$153,900 Land $26,700 Building $127,200	$158,660 Land $27,526 Building $131,134

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 7475 Rte 474.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 7475 Rte 474 is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Windstream DSL	10 / 1

Cell Coverage

5G and 4G LTE (outdoors only)

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