7475 Preston Cir, Chattanooga, TN 37421 Property Records

Hamilton County property record for 7475 Preston Cir, Chattanooga, TN 37421

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 4,106 sqft · built 1968
Lot Size	0.791 acres (34,457 sqft)
Owner	2 Company Names on Record
Last Sale	$689,000 (Jun 2026)
Tax Bill	$2,359 (2025)
Deeds & Mortgages	May 2021 Mortgage Jun 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`149H H 007`

Property Details

APN / Parcel Number

Primary APN	`149H H 007`
Alternative APN	`0000083959`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	4,106 sqft Living Area

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1978
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	34,457 sqft (0.791 acres)
Lot Dimensions	279 ft deep x 125 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000083959
Street Address	7475 PRESTON CIR
City	CHATTANOOGA
State	TN
Zip	37421-1839
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 20 & PT A TWIN BROOK SUB PB 23 PG 6
Legal Subdivision	TWIN BROOK
Legal Lot Number	20
Jurisdiction	HAMILTON TN
Township / Civil Division	8
Census Block Group	4
Census Block	4005
Census Tract	11323

Owner

Source: Hamilton County records, as of June 15, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on Record
Mailing Address	7475 PRESTON CIR, CHATTANOOGA, TN 37421-1839
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
May 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST CITIZENS NATIONAL BANK
Jun 4, 2026	Warranty Deed, Transfer · Conventional Mortgage UNITED COMMUNITY BANK
Jun 13, 2024	Warranty Deed, Transfer · Conventional Mortgage EASTMAN CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 4, 2026 · Amount on Record
Deed Sale	Jun 4, 2026 · Amount on Record
Prior Sale	Jun 13, 2024 · Amount on Record
Deed Document Number	20260604136
Deed Book / Page	14323 / 62
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	7475 PRESTON CIR, CHATTANOOGA, TN 37421-1839
Transaction Type	Mortgage
Record Updated	Jun 17, 2026
Title Company	FIRST CHOICE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000322
Date	May 3, 2021
Book Page	12469/683
Instrument	2021050300322

Lender

Name	FIRST CITIZENS NATIONAL BANK
Type	Bank
Address	DYERSBURG, TN 38024

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Jun 4, 2026
Property Address	7475 PRESTON CIR, CHATTANOOGA, TN 37421-1839
Document Number	0000000136
Book / Page	14323 / 62
Instrument Date	Jun 3, 2026
Instrument	2026136
Transaction Type	Transfer
Record Updated	Jun 15, 2026
Title Company	CUMBERLAND TITLE AND GUARANTY COMPANY LLC, CUMBERLAND TITLE & GUARANTY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$257,479.30
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	7475 PRESTON CIR, CHATTANOOGA, TN 37421-1839

Mortgage

Document Number	0000000137,
Date	Jun 4, 2026
Instrument	20264137

Lender

Name	UNITED COMMUNITY BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.23%
Initial Type	Fixed Rate
Max Rate	-1%

June 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Jun 13, 2024
Property Address	7475 PRESTON CIR, CHATTANOOGA, TN 37421-1839
Document Number	0000000166
Book / Page	13620 / 710
Map Reference	MB 23 PG 6
Instrument Date	Jun 12, 2024
Instrument	2024061300166
Transaction Type	Transfer
Record Updated	Sep 25, 2025
Title Company	A-TEAM TITLE SERVICES, TEAM TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,397.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7475 PRESTON CIR, CHATTANOOGA, TN 37421-1839

Mortgage

Document Number	0000000167
Date	Jun 13, 2024
Instrument	2024061300167

Lender

Name	EASTMAN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	7.12%
Adjustable	Adjustable Rate Rider
Type Change Date	Jul 1, 2029
Change Frequency	Annually
Min Rate At Change	5.12%
Max Rate At Change	9.12%
Index	1-Year CMT
Max Rate	12.1%

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,359.00 (+27.79%)	$155,700 (+88.67%)	$622,800 (+88.67%) Land $90,000 Building $532,800
2024	$1,846.00	$82,525 (-)	$330,100 (-) Land $55,000 Building $275,100
2023	$1,846.00	$82,525 (-)	$330,100 (-) Land $55,000 Building $275,100
2022	$1,846.00	$82,525	$330,100 Land $55,000 Building $275,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 49% of Tennessee
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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