7475 Monarch Rd, Philpot, KY 42366 Property Records

Daviess County property record for 7475 Monarch Rd, Philpot, KY 42366

Property Summary

Property Type	Farm - Irrigated or Dry
Details	3 bd · 2.5 ba · 2,016 sqft · built 2008
Lot Size	10.1 acres (440,087 sqft)
Owner	Individual Name on Record
Tax Bill	$3,527 (2025)
Deeds & Mortgages	Jul 2008 Mortgage Apr 2009 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`111-00-00-092-01-000`

Property Details

APN / Parcel Number

Primary APN	`111-00-00-092-01-000`
Alternative APN	`2251711`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,016 sqft Living Area
Basement Area	2,016 sqft
Finished Basement	2,016 sqft

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Exterior Material	Brick
Foundation Type	Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	440,087 sqft (10.1 acres)
Garage Type	Attached
Garage Area	648 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	7475 MONARCH RD
City	PHILPOT
State	KY
Zip	42366-9610
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > Farm - Irrigated or Dry
Legal Description	7475 MONARCH RD
Jurisdiction	DAVIESS KY
Township / Civil Division	WHITESVILLE-PHILPOT
Census Block Group	1
Census Block	1027
Census Tract	1502

Owner

Source: Daviess County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7475 MONARCH RD, PHILPOT, KY 42366-9610
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 22, 2008	Deed of Trust, Mortgage SOUTH CENTRAL BANK OF DAVIESS COUNTY
Apr 22, 2009	Deed of Trust, Mortgage · Conventional Mortgage SOUTH CENTRAL BANK OF BARREN COUNTY INC
Jul 10, 2008	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

July 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIESS KY
Property Address	7475 MONARCH RD, PHILPOT, KY 42366-9610
Transaction Type	Mortgage
Record Updated	Mar 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001651/033
Date	Jul 22, 2008
Book Page	1651/033
Instrument	2008-00012129

Lender

Name	SOUTH CENTRAL BANK OF DAVIESS COUNTY
Address	OWENSBORO, KY 42301

Agreement

Amount	Amount Recorded
Term	9 Months
Due	Apr 11, 2009

April 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIESS KY
Property Address	7475 MONARCH RD, PHILPOT, KY 42366-9610
Transaction Type	Mortgage
Record Updated	Mar 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001690/284
Date	Apr 22, 2009
Book Page	1690/284
Instrument	2009-00005980

Lender

Name	SOUTH CENTRAL BANK OF BARREN COUNTY INC
Address	GLASGOW, KY 42142

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2039

July 2008: Deed, Transfer

Document Type	Deed
Jurisdiction	DAVIESS KY
Recording Date	Jul 10, 2008
Property Address	7475 MONARCH RD, PHILPOT, KY 42366-9610
Document Number	000848/711
Book / Page	0848 / 711
Map Reference	MB37 PG89
Instrument Date	Jun 6, 2008
Instrument	200800007553
Transaction Type	Transfer
Record Updated	Mar 13, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7475 MONARCH RD, PHILPOT, 00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	7902 SHORT STATION RD, PHILPOT, 00000

Tax Assessment & Valuation

Source: Daviess County assessment roll, as of May 8, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Daviess County
Unified School District	Daviess County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$375,700 (+9.76%)	$433,900 (+9.37%)
2025	$3,527.00	$342,285 (-) Land $5,285 Building $337,000	$396,721 (-) Land $59,721 Building $337,000
2023		$342,285	$396,721

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 31, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	E DAVIESS CO WATER ASSOC INC private · serves 11,997 people · EPA ID KY0300109
Water Source	Purchased groundwater from several systems
Last State Inspection	Jun 2024
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conexon Connect Fiber	2,000 / 2,000

May also be available: Watch TV.

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