7475 Lander Ave NE, Otsego (Albertville), MN 55301 Property Records

Wright County property record for 7475 Lander Ave NE, Otsego, MN 55301

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,420 sqft · built 2006
Lot Size	0.208 acres (9,099 sqft)
Owner	2 Individual Names on File
Last Sale	$325,000 (Jan 2023)
Tax Bill	$3,882 (2026)
Deeds & Mortgages	Jan 2023 Sale & Mortgage Nov 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`118-198-002020`

Property Details

APN / Parcel Number

Primary APN	`118-198-002020`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,420 sqft Living Area
1st Floor Area	1,420 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2008
Architectural Style	Dome
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	9,099 sqft (0.208 acres)
Garage Type	Attached
Garage Area	574 sqft
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	7475 LANDER AVE NE
City	ALBERTVILLE
State	MN
Zip	55301-4564
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-25 TWP-121 RANGE-024 SUNRAY FARM 2ND ADDN LOT-002 BLOCK-002 -002
Legal Range	024
Legal Township	121
Legal Section	25
Legal Subdivision	SUNRAY FARM 2ND ADDN
Legal Block	2
Legal Lot Number	2
Jurisdiction	WRIGHT MN
Township / Civil Division	OTSEGO
Census Block Group	5
Census Block	5021
Census Tract	100102

Owner

7475 Lander Ave NE is owned and occupied by two individuals who bought it in January 2023.

Source: Wright County records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7475 LANDER AVE NE, ALBERTVILLE, MN 55301-4564
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 18, 2023	Deed, Transfer · Conventional Mortgage CALIBER HOME LOANS INC
Nov 16, 2021	Deed of Trust, Mortgage · VA Mortgage LAKEVIEW LOAN SERVICING LLC
Dec 2, 2019	Warranty Deed, Transfer · VA Mortgage BAY EQUITY LLC
Aug 25, 2017	Deed of Trust, Mortgage · Conventional Mortgage BAY EQUITY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 12, 2023 · Amount on File
Deed Sale	Jan 12, 2023 · Amount on File
Prior Sale	Dec 2, 2019 · Amount on File
Deed Document Number	20231505932
Record Updated	Oct 29, 2026

January 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	WRIGHT MN
Recording Date	Jan 18, 2023
Property Address	7475 LANDER AVE NE, OTSEGO, MN 55301-4564
Document Number	00A1524603
Instrument Date	Jan 12, 2023
Instrument	A1524603
Transaction Type	Transfer
Record Updated	Feb 23, 2023
Title Company	TRADEMARK TITLE SERVICES INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,072.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	7475 LANDER AVE NE, OTSEGO, MN 55301-4564

Mortgage

Document Number	00A1524604
Date	Jan 18, 2023
Instrument	A1524604

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2053

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WRIGHT MN
Property Address	7475 LANDER AVE NE, OTSEGO, MN 55301-4564
Transaction Type	Mortgage
Record Updated	Dec 28, 2021
Title Company	SURETY LENDER SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001490494
Date	Nov 16, 2021
Instrument	1490494

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Mortgage Company
Address	MIAMI, FL 33146

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WRIGHT MN
Recording Date	Dec 2, 2019
Property Address	7475 LANDER AVE NE, OTSEGO, MN 55301-4564
Document Number	0001412397
Instrument Date	Nov 18, 2019
Instrument	1412397
Transaction Type	Transfer
Record Updated	Aug 13, 2021
Title Company	CLEAR TITLE LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$907.17
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7475 LANDER AVE NE, OTSEGO, MN 55301-4564

Mortgage

Document Number	0001412398
Date	Dec 2, 2019
Instrument	1412398

Lender

Name	BAY EQUITY LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2049

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WRIGHT MN
Property Address	7475 LANDER AVE NE, OTSEGO, MN 55301-4564
Document Number	0001353607
Instrument Date	Aug 25, 2017
Transaction Type	Mortgage
Record Updated	Nov 28, 2017
Title Company	TITLE RECORDING SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7475 LANDER AVE NE OTSEGO MN 553014564, OTSEGO, MN 55301-4564

Mortgage

Document Number	0001353607
Date	Sep 19, 2017
Instrument	1353607

Lender

Name	BAY EQUITY
Type	Funding / Finance Company
Address	SAUSALITO, CA 94965

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 18, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 7475 Lander Ave NE was $3,882.

Source: Wright County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Wright County
Municipality	Otsego City
Unified School District	Elk River School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,882.00	$362,000 (+1.09%) Land $95,000 Building $267,000	$362,000 (+1.09%) Land $95,000 Building $267,000
2025		$358,100 Land $95,000 Building $263,100	$358,100 Land $95,000 Building $263,100
2023	$3,722.00 (+1.47%)	$363,500 Land $102,000 Building $261,500	$363,500 Land $102,000 Building $261,500
2022	$3,668.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7475 Lander Ave NE in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 7475 Lander Ave NE has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Otsego serves 19,000 people · EPA ID MN1860026
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 291 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink, Verizon.

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