Jackson County property record for 7475 Gold Ray Rd, Central Point, OR 97502
| Property Type | Commercial |
|---|---|
| Details | 3 bd · 3 ba · 3,212 sqft · built 1928 |
| Lot Size | 3.48 acres (151,589 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $146,000 (May 2012) |
| Tax Bill | $4,152 (2025) |
| Deeds & Mortgages | May 2021 Mortgage Jan 2017 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 362W200000405 |
| Primary APN | 362W200000405 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 3,212 sqft Gross Area |
| 1st Floor Area | 2,633 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1928 |
|---|---|
| Effective Year Built | Effective 2012 |
| Exterior Material | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 151,589 sqft |
| Garage Type | Attached |
| Garage Area | 579 sqft |
| Parking Spaces | 6 Parking Spaces |
| Porch | Covered Wood Porch |
| Porch Area | 782 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Street Address | 7475 GOLD RAY RD |
|---|---|
| City | CENTRAL POINT |
| State | OR |
| Zip | 97502-9308 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Local Zoning Code | EFU |
| Legal Range | 02W |
| Legal Township | 36S |
| Legal Section | 20 |
| Legal Block | 2 |
| Jurisdiction | JACKSON OR |
| Township / Civil Division | MEDFORD |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 1100 |
Source: Jackson County records, as of August 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 7475 GOLD RAY RD, CENTRAL POINT, OR 97502-9308 |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| May 14, 2021 | Deed of Trust, Mortgage · VA Mortgage NATIONS DIRECT MORTGAGE LLC |
| Jan 27, 2017 | Deed of Trust, Mortgage · VA Mortgage UMPQUA BANK |
| Jun 19, 2020 | Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 24, 2012 · Amount on Record |
| Deed Sale | May 24, 2012 · Amount on Record |
| Prior Sale | Jul 8, 2002 · Amount on Record |
| Deed Document Number | 201216304 |
| Prior Transfer Date | May 23, 2012 |
| Prior Transfer Doc | 0000016304 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JACKSON OR |
| Property Address | 7475 GOLD RAY RD, CENTRAL POINT, OR 97502-9308 |
| Transaction Type | Mortgage |
| Record Updated | May 26, 2021 |
| Title Company | STEWART TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000021422 |
|---|---|
| Date | May 14, 2021 |
| Instrument | 2021-021422 |
| Name | NATIONS DIRECT MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | SANTA ANA, CA 92707 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JACKSON OR |
| Property Address | 7475 GOLD RAY RD, CENTRAL POINT, OR 97502-9308 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | TICOR TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000002834 |
|---|---|
| Date | Jan 27, 2017 |
| Instrument | 2017-002834 |
| Name | UMPQUA BANK |
|---|---|
| Type | Bank |
| Address | PORTLAND, OR 97224 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JACKSON OR |
| Property Address | 7475 GOLD RAY RD, CENTRAL POINT, OR 97502-9308 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | TICOR TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000020447 |
|---|---|
| Date | Jun 19, 2020 |
| Instrument | 2020-020447 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2050 |
Source: Jackson County assessment roll, as of August 19, 2026
| Type | Name |
|---|---|
| State | Oregon |
| County | Jackson County |
| Unified School District | Central Point School District 6 (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $342,140 (+3%) | $648,530 (+10.66%) Land $151,750 Building $496,780 | |
| 2025 | $4,152.00 (+2.57%) | $332,180 (+3%) Land $101,330 Building $230,850 | $586,060 (-5.3%) Land $151,750 Building $434,310 |
| 2024 | $4,048.00 (+3.4%) | $322,510 (+3%) Land $98,380 Building $224,130 | $618,860 (-8.23%) Land $157,370 Building $461,490 |
| 2023 | $3,915.00 (+3.93%) | $313,120 (+3%) Land $95,520 Building $217,600 | $674,390 (-7.91%) Land $165,830 Building $508,560 |
| 2022 | $3,767.00 | $304,000 Land $92,740 Building $211,260 | $732,330 Land $177,590 Building $554,740 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 10 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 75% of the US · lower than 61% of Oregon |
|---|---|
| Wildfire Likelihood | 0.5% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Rogue Broadband Fixed Wireless | 200 / 25 |
| FireServe Fixed Wireless | 100 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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