7475 E Garnet Dr, Saint Maries, ID 83861 Property Records

Kootenai County property record for 7475 E Garnet Dr, Saint Maries, ID 83861

Property Summary

Property Type	Mobile Home
Details	1,767 sqft · built 1996
Lot Size	20 acres (871,200 sqft)
Owner	Individual Name on Record
Tax Bill	$636 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Jan 2023 Line of Credit + 2 more
Flood Zone	Zone D (undetermined)
APN	`47N03W351500`

Property Details

APN / Parcel Number

Primary APN	`47N03W351500`
Alternative APN	`241108`

Interior

Building Area	1,767 sqft Living Area

Exterior

Year Built	Built 1996
Architectural Style	Mobile/Manufactured
Foundation Type	Wood
Lot Area	871,200 sqft (20 acres)

Utilities, Heating & Cooling

Cooling System	None
Heating Fuel	Electric

Location & Zoning

Account Number	241108
Street Address	7475 E GARNET DR
City	SAINT MARIES
State	ID
Zip	83861-5011
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	W2-SW-NE 3547N03W
Legal Subdivision	SW-NE
Jurisdiction	KOOTENAI ID
Township / Civil Division	WORLEY
Census Block Group	3
Census Block	3072
Census Tract	940000

Owner

Source: Kootenai County records, as of December 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	7475 E GARNET DR, SAINT MARIES, ID 83861-5011
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 9, 2025	Deed of Trust, Mortgage · Non-Conforming Investor Loan FREEDOM NORTHWEST CU
Jan 23, 2023	Deed of Trust, Mortgage · Line of Credit POTLATCH NO 1 FCU
Aug 19, 2019	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Aug 23, 2017	Quit Claim Deed, Transfer · VA Mortgage PREMIER MORTGAGE RESOURCES LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 10, 2025
Deed Sale	Jun 10, 2025
Prior Sale	Jun 10, 2025
Deed Document Number	5458000000
Record Updated	Jun 8, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOOTENAI ID
Property Address	7475 E GARNET DR, SAINT MARIES, ID 83861-5011
Transaction Type	Mortgage
Record Updated	Dec 26, 2025
Title Company	UNKNOWN, FLYING S T&E CDA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7475 E GARNET DR, ST MARIES, ID 83861-5011
Investor	Possibly a Property Investor

Mortgage

Document Number	3026295000
Date	Dec 9, 2025
Instrument	3026295000

Lender

Name	FREEDOM NORTHWEST CU
Type	Credit Union
Address	KAMIAH, ID 83536

Agreement

Type	Non-Conforming Investor Loan
Amount	Amount Recorded
Term	180 Months
Due	Dec 4, 2040

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOOTENAI ID
Property Address	7475 E GARNET DR, SAINT MARIES, ID 83861-5011
Transaction Type	Mortgage
Record Updated	Apr 30, 2024
Title Company	NOT AVAILABLE, FLYING S T&E SAINT MARIES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2926814000
Date	Jan 23, 2023
Instrument	2926814000

Lender

Name	POTLATCH NO 1 FCU
Type	Credit Union
Address	LEWISTON, ID 83501

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jan 18, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KOOTENAI ID
Recording Date	Aug 19, 2019
Property Address	7475 E GARNET DR, SAINT MARIES, ID 83861-5011
Document Number	2707798000
Instrument Date	Aug 13, 2019
Instrument	2707798000
Transaction Type	Transfer
Record Updated	Apr 30, 2024
Title Company	PIONEER TITLE KOOTENAI COUNTY, PIONEER TITLE KOOTENAI CNTY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	620 MILL ST, HALF MOON BAY, CA 94019-1727

Mortgage

Document Number	2707799000
Date	Aug 19, 2019
Instrument	2707799000

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KOOTENAI ID
Recording Date	Aug 23, 2017
Property Address	7475 E GARNET DR, SAINT MARIES, ID 83861-5011
Document Number	2608730000
Instrument Date	Aug 18, 2017
Instrument	2608730000
Transaction Type	Transfer
Record Updated	Apr 30, 2024
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7475 E GARNET DR, ST MARIES, ID 83861-5011

Mortgage

Document Number	2608731000
Date	Aug 23, 2017
Instrument	2608731000

Lender

Name	PREMIER MORTGAGE RESOURCES LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2047

Tax Assessment & Valuation

Source: Kootenai County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Idaho
County	Kootenai County
Unified School District	Kootenai Joint School District 274 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$636.00 (+93.9%) Homeowner's exemption	$258,944 (+2.25%) Land $130,364 Building $128,580	$258,944 (+2.25%) Land $130,364 Building $128,580
2024	$328.00 (-68.03%)
2023	$1,026.00 (+6.65%)	$253,256 (+2.39%) Land $126,676 Building $126,580	$253,256 (+2.39%) Land $126,676 Building $126,580
2022	$962.00	$247,336 Land $126,676 Building $120,660	$247,336 Land $126,676 Building $120,660

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1982)
Most Recent Claim	Feb 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 85% of Idaho
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Ziply Fiber DSL	10 / 1

May also be available: Intermax Networks, Red Spectrum Communications.

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