7475 Covered Bridge Dr, Waterloo, IL 62298 Property Records

Monroe County property record for 7475 Covered Bridge Dr, Waterloo, IL 62298 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms5 Baths
Year BuiltBuilt 1997
Square Footage1,943 sqft Building Perimeter
Lot Size217,800 sqft (5 acres)
GarageMixed, 1,440 sqft
OccupancyOwner Occupied
Last Sale$550,000 (2019)

Property Details

APN / Parcel Number

Primary APN08-20-200-008-000

Interior

Bedrooms3 Beds
Full Baths5 Baths
Building Area1,943 sqft Building Perimeter
1st Floor1,943 sqft 1st Floor
Basement Area1,943 sqft Basement
Unfinished Basement1,943 sqft Unfinished
Stories2 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 1997
Construction TypeFrame Construction
Lot Area217,800 sqft (5 acres)
DrivewayDriveway Concrete
Garage TypeMixed Garage
Garage Area1,440 sqft Garage

Exterior Amenities

Pool TypeIn-Ground Vinyl Pool Pool Type
Pool Area1,600 sqft Pool
Total Buildings2 Total Buildings
Deck AreaDeck Area
Patio Area2,498 sqft Patio
Porch Area2,120 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating

Location & Zoning

Street Address7475 COVERED BRIDGE DR
CityWATERLOO
StateIL
Zip62298-3156
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionPART SW NE
Legal Range09W
Legal Township02S
Legal Section20
JurisdictionMONROE IL
Minor Civil Division28
Census Blockgroup2
Census Block2005
Census Tract600401

Owner

Source: Monroe County records · APN 08-20-200-008-000

Assessment roll updated August 29, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address7475 COVERED BRIDGE DR, WATERLOO, IL 62298-3156
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Feb 18, 2026Deed of Trust, Mortgage · Line of Credit
LAKEVIEW LOAN SERVICING LLC
Sep 14, 2021Deed of Trust, Mortgage · Veterans Administration Mortgage
LAKEVIEW LOAN SERVICING LLC
Jun 02, 2017Deed of Trust, Mortgage · Conventional Mortgage
FIRST NATIONAL BANK WATERLOO
Aug 10, 2020Deed of Trust, Mortgage · Veterans Administration Mortgage
LAKEVIEW LOAN SERVICING LLC
Dec 04, 2020Grant Deed, Transfer
ATTORNEY ONLY
Dec 04, 2020Warranty Deed, Transfer
ATTORNEY ONLY
Jun 28, 2019Warranty Deed, Transfer · Veterans Administration Mortgage
JP MORGAN CHASE BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 28, 2019 · Amount on Record
Deed SaleJun 28, 2019 · Amount on Record
Deed Doc Number2019402198
Record RefreshedSep 20, 2026

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE IL
Property Address7475 COVERED BRIDGE DR, WATERLOO, IL 62298-3156
Transaction TypeMortgage
Record UpdatedMar 04, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000441291
DateFeb 18, 2026
Instrument441291
Lender
NameLAKEVIEW LOAN SERVICING LLC
TypeFunding / Finance Company
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueFeb 17, 2056

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE IL
Property Address7475 COVERED BRIDGE DR, WATERLOO, IL 62298-3156
Transaction TypeMortgage
Record UpdatedOct 06, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000419675
DateSep 14, 2021
Instrument419675
Lender
NameLAKEVIEW LOAN SERVICING LLC
TypeFunding / Finance Company
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueOct 01, 2051
Interest
Rate TypeFixed Rate

June 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE IL
Property Address7475 COVERED BRIDGE DR, WATERLOO, IL 62298-3156
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000390173
DateJun 02, 2017
Instrument390173
Lender
NameFIRST NATIONAL BANK WATERLOO
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE IL
Property Address7475 COVERED BRIDGE DR, WATERLOO, IL 62298-3156
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000410088
DateAug 10, 2020
Instrument410088
Lender
NameLAKEVIEW LOAN SERVICING LLC
TypeLending Institution
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueSep 01, 2050
Interest
Rate TypeFixed Rate

December 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionMONROE IL
Recording DateDec 04, 2020
Property Address7475 COVERED BRIDGE DR, WATERLOO, IL 62298-3156
Document Number0000413082
Instrument DateDec 02, 2020
Instrument413082
Transaction TypeTransfer
Record UpdatedDec 31, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Arms Length Transaction
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenant By Entirety
Address74775 COVERED BRIDGE DR WATERLOO IL 62298, WATERLOO, IL 62298

December 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE IL
Recording DateDec 04, 2020
Property Address7475 COVERED BRIDGE DR, WATERLOO, IL 62298-3156
Document Number0000413083
Instrument DateDec 01, 2020
Instrument413083
Transaction TypeTransfer
Record UpdatedDec 31, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Arms Length Transaction
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address1003 FLORAVILLE RD WATERLOO IL 622983109, WATERLOO, IL 62298-3109

June 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE IL
Recording DateJun 28, 2019
Property Address7475 COVERED BRIDGE DR, WATERLOO, IL 62298-3156
Document Number0000402198
Instrument DateJun 27, 2019
Instrument402198
Transaction TypeTransfer
Record UpdatedApr 22, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$825.00
Amount AccuracyCalculated from Tax
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address7475 COVERED BRIDGE DR, WATERLOO, IL 62298-3156

Mortgage

Document Number0000402199
DateJun 28, 2019
Instrument402199
Lender
NameJP MORGAN CHASE BANK
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated August 29, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateIllinois
CountyMonroe County
Unified School DistrictWaterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$261,050 (+3.82%) Land $24,660 Building $236,390$783,150 (+3.82%) Land $73,980 Building $709,170
2024$251,436 (+31.75%) Land $26,043 Building $225,393$754,308 (+31.75%) Land $78,129 Building $676,179
2022Disabled Person's exemption Additional exemption filed$190,840 Land $24,660 Building $166,180$572,520 Land $73,980 Building $498,540

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