7474 Cunningham St, Highland, CA 92346 Property Records

San Bernardino County property record for 7474 Cunningham St, Highland, CA 92346

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,384 sqft · built 2004
Lot Size	0.126 acres (5,497 sqft)
Owner	Individual Name on Record
Last Sale	$305,000 (Apr 2019)
Tax Bill	$5,230 (2025)
Deeds & Mortgages	Jul 2019 Mortgage Apr 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1192-352-48-0000`

Property Details

APN / Parcel Number

Primary APN	`1192-352-48-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,384 sqft Living Area
Gross Area	1,862 sqft
1st Floor Area	1,384 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Modern
Construction Type	Frame
Roof Material	Tile
Lot Area	5,497 sqft (0.126 acres)
Garage Type	Attached
Garage Area	478 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	7474 CUNNINGHAM ST
City	HIGHLAND
State	CA
Zip	92346-5583
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 16404 LOT 85 BOOK 297 PAGE 4
Legal Tract	16404
Legal Block	3
Legal Lot Number	85
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	SAN BERNARDINO
Census Block Group	3
Census Block	3004
Census Tract	7603

Owner

Source: San Bernardino County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7474 CUNNINGHAM ST, HIGHLAND, CA 92346-5583
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Jul 12, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage COMMERCE HOME MORTGAGE LLC
Apr 5, 2019	Grant Deed, Transfer · ARM COMMERCE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 5, 2019 · Amount on Record
Deed Sale	Apr 5, 2019 · Amount on Record
Prior Sale	Mar 1, 2005 · Amount on Record
Deed Document Number	2019106211
Last Transfer Date	Jun 20, 2019
Transfer Doc	0000233274
Record Updated	Sep 20, 2026

July 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN BERNARDINO CA
Recording Date	Jul 12, 2019
Property Address	7474 CUNNINGHAM ST, HIGHLAND, CA 92346-5583
Document Number	0000233274
Map Reference	MB 297 PG 4-7
Instrument Date	Jun 20, 2019
Instrument	2019-0233274
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7474 CUNNINGHAM ST, HIGHLAND, CA 92346-5583

Mortgage

Document Number	0000233275
Date	Jul 12, 2019
Instrument	2019-0233275

Lender

Name	COMMERCE HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2034

April 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Apr 5, 2019
Property Address	7474 CUNNINGHAM ST, HIGHLAND, CA 92346-5583
Document Number	0000106211
Map Reference	MB 297 PG 4-7
Instrument Date	Apr 4, 2019
Instrument	2019-0106211
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	7474 CUNNINGHAM ST, HIGHLAND, CA 92346-5583

Mortgage

Document Number	0000106212
Date	Apr 5, 2019
Instrument	2019-0106212

Lender

Name	COMMERCE MORTGAGE
Type	Mortgage Company

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	5.99%
Type Change Date	May 1, 2024
Change Frequency	Annually
Min Rate At Change	5.99%
Max Rate At Change	8.99%
Index	1-Year LIBOR
Max Rate	11.9%

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	Highland City
Unified School District	San Bernardino City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$347,038 (+2%) Land $104,111 Building $242,927
2025	$5,230.00 (+5.02%) Homeowner's exemption	$340,234 (+4.04%) Land $102,070 Building $238,164
2023	$4,980.00 (+0.36%) Homeowner's exemption	$327,023 Land $98,107 Building $228,916
2022	$4,962.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST VALLEY WATER DISTRICT serves 108,600 people · EPA ID CA3610064
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 642 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile.

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