7471 Madison Way, Gloucester, VA 23061 Property Records

Gloucester County property record for 7471 Madison Way, Gloucester, VA 23061

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · built 2016
Lot Size	2.55 acres (111,078 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,469 (2026)
Deeds & Mortgages	Nov 2023 Second Mortgage Apr 2021 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`40739`

Property Details

APN / Parcel Number

Primary APN	`40739`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Stone
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	111,078 sqft (2.55 acres)

Utilities, Heating & Cooling

Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Street Address	7471 MADISON WAY
City	GLOUCESTER
State	VA
Zip	23061-6212
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF-1
Legal Description	FOUNDERS MILL SEC VII PARCEL 15A
Legal Subdivision	PLAT: PB24 142
Jurisdiction	GLOUCESTER VA
Township / Civil Division	WARE
Census Block Group	2
Census Block	2017
Census Tract	100201

Owner

Source: Gloucester County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 241, GLOUCESTER POINT, VA 23062-0241
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 28, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage VIRGINIA CREDIT UNION INC
Apr 28, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS LLC
Jan 3, 2017	Deed of Trust, Mortgage · Stand-Alone Refinance C & F MORTGAGE CORPORATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER VA
Property Address	7471 MADISON WAY, GLOUCESTER, VA 23061-6212
Transaction Type	Mortgage
Record Updated	Jan 3, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0230004480
Date	Nov 28, 2023
Instrument	230004480

Lender

Name	VIRGINIA CREDIT UNION INC

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER VA
Property Address	7471 MADISON WAY, GLOUCESTER, VA 23061-6212
Transaction Type	Mortgage
Record Updated	Dec 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0210003064
Date	Apr 28, 2021
Instrument	210003064

Lender

Name	QUICKEN LOANS LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

Interest

Rate Type	Fixed Rate

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER VA
Property Address	7471 MADISON WAY, GLOUCESTER, VA 23061-6212
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ACTION TITLE AND CLOSINGS INC, ACTION TITLE & CLOSINGS INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	170000010
Date	Jan 3, 2017
Instrument	170000010

Lender

Name	C & F MORTGAGE CORPORATION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2047

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Gloucester County assessment roll, as of October 27, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Gloucester County
Unified School District	Gloucester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,469.00 (+12.74%)	$423,540 (+18.7%) Land $97,430 Building $326,110	$423,540 (+18.7%) Land $97,430 Building $326,110
2025	$2,190.00 (+5.29%)	$356,810 (-) Land $73,430 Building $283,380	$356,810 (-) Land $73,430 Building $283,380
2024	$2,080.00	$356,810 (-) Land $73,430 Building $283,380	$356,810 (-) Land $73,430 Building $283,380
2023	$2,080.00 (+6.07%)	$356,810 (+31.88%) Land $73,430 Building $283,380	$356,810 (+31.88%) Land $73,430 Building $283,380
2022	$1,961.00	$270,550 Land $66,710 Building $203,840	$270,550 Land $66,710 Building $203,840

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 29 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	29 in force
Nearby Flood Claims	19 (1999–2023)
Claims Outside the SFHA	1 of 19
Most Recent Claim	Sep 2023 · river or lake flooding
Claims by Event	Tropical Depression Ernesto, Severe Storms And Flooding, Sep 2006 · 5 claims Hurricane Isabel, Sep 2003 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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