7471 Ladson Ter, Lake Worth, FL 33467 Property Records

Palm Beach County property record for 7471 Ladson Ter, Lake Worth, FL 33467

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,395 sqft · built 1993
Lot Size	0.224 acres (9,749 sqft)
Owner	2 Individual Names on File
Last Sale	$438,000 (May 2019)
Tax Bill	$6,346 (2025)
Deeds & Mortgages	May 2020 Mortgage May 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`00-42-45-09-04-000-0320`

Property Details

APN / Parcel Number

Primary APN	`00-42-45-09-04-000-0320`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,395 sqft Living Area
Gross Area	3,115 sqft
1st Floor Area	1,933 sqft
Upper Floors Area	462 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	9,749 sqft (0.224 acres)
Lot Dimensions	130 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	606 sqft

Exterior Amenities

Pool Area	78 sqft
Porch	Finished/Open Porch
Porch Area	114 sqft
Patio Area	782 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	7471 LADSON TER
City	LAKE WORTH
State	FL
Zip	33467-7723
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RTS
Legal Description	LAKE CHARLESTON PAR M LT M-32
Legal Range	42E
Legal Township	45S
Legal Section	09
Legal Subdivision	LAKE CHARLESTON PAR M
Legal Lot Number	M-32
Jurisdiction	PALM BEACH FL
Township / Civil Division	BOYNTON BEACH-DELRAY BEACH
Census Block Group	2
Census Block	2000
Census Tract	5946

Owner

7471 Ladson Ter is owned and occupied by two individuals who acquired it in February 2025.

Source: Palm Beach County records, as of December 10, 2025

Owner of Record	2 Individual Names on File
Mailing Address	7471 LADSON TER, LAKE WORTH, FL 33467-7723
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage STEARNS LENDING LLC
May 16, 2019	Warranty Deed, Transfer · Conventional Mortgage FIDELITY MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 16, 2019 · Amount on File
Deed Sale	May 16, 2019 · Amount on File
Prior Sale	Aug 23, 2005 · Amount on File
Deed Document Number	2019177315
Deed Book / Page	30615 / 1073
Last Transfer Date	Feb 4, 2025
Transfer Doc	0355420190
Record Updated	Sep 20, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PALM BEACH FL
Property Address	7471 LADSON TER, LAKE WORTH, FL 33467-7723
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0314521749
Date	May 27, 2020
Book Page	31452/1749
Instrument	20200182102

Lender

Name	STEARNS LENDING LLC
Type	Mortgage Company
Address	LEWISVILLE, TX 75057

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PALM BEACH FL
Recording Date	May 16, 2019
Property Address	7471 LADSON TER, LAKE WORTH, FL 33467-7723
Document Number	0306151073
Book / Page	30615 / 1073
Map Reference	MB 64 PG 10-12
Instrument Date	Apr 30, 2019
Instrument	20190177315
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	OPTIMAL TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,066.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7471 LADSON TER, 7471, LAKE WORTH, FL 33467-7723

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7471 LADSON TER, LAKE WORTH, FL 33467-7723

Mortgage

Document Number	20190177316
Date	May 16, 2019
Instrument	20190177316

Lender

Name	FIDELITY MORTGAGE INC
Type	Subprime Lender

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 7471 Ladson Ter was $6,346, up 3.1% from the year before.

Source: Palm Beach County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Palm Beach County
Unified School District	Palm Beach County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,346.00 (+3.1%)	$402,390	$503,206 Land $218,890 Building $284,316
2024	$6,155.00 (+2.5%)
2023	$6,005.00 (+0.84%) Homeowner's exemption	$379,660 (+3%)	$519,691 (+16.4%) Land $239,500 Building $280,191
2022	$5,955.00 Homeowner's exemption	$368,602	$446,465 Land $195,960 Building $250,505

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7471 Ladson Ter in Zone X, an area of minimal flood risk, though there have been 12 flood claims nearby since 1994.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 114 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	114 in force
Nearby Flood Claims	12 (1994–2017)
Claims Outside the SFHA	12 of 12
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims Hurricane Frances, Sep 2004 · 4 claims Hurricane Irene, Oct 1999 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7471 Ladson Ter is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PALM BEACH COUNTY WATER UTILITIES serves 671,114 people · EPA ID FL4504393
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Dec 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 431 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	1,200 / 35
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Hotwire Communications.

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