7471 Clara Ct, Winton, CA 95388 Property Records

Merced County property record for 7471 Clara Ct, Winton, CA 95388

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,050 sqft · built 1979
Lot Size	1.2 acres (52,272 sqft)
Owner	2 Individual Names on Record
Last Sale	$420,000 (Aug 2024)
Tax Bill	$3,708 (2025)
Deeds & Mortgages	Jan 2017 Mortgage Aug 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`146-020-007-000`

Property Details

APN / Parcel Number

Primary APN	`146-020-007-000`
Alternative APN	`146-020-007`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,050 sqft Living Area
Gross Area	2,492 sqft
1st Floor Area	2,050 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Exterior Material	Stucco
Construction Type	Wood
Roof Material	Other
Lot Area	52,272 sqft
Garage Type	Attached
Garage Area	442 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	39 sqft
Patio Area	39 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic

Location & Zoning

Old Parcel Number	146-020-007
Street Address	7471 CLARA CT
City	WINTON
State	CA
Zip	95388-9582
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR
Legal Description	ALMONDWOOD EST LOT 16
Legal Subdivision	ALMONDWOOD ESTATE
Legal Lot Number	16
Jurisdiction	MERCED CA
Township / Civil Division	ATWATER
Census Block Group	2
Census Block	2008
Census Tract	504

Owner

Source: Merced County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7471 CLARA CT, WINTON, CA 95388-9582
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Jan 6, 2017	Deed of Trust, Mortgage · ARM AMERICAN PACIFIC MORTGAGE
Aug 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FINANCIAL NETWORK INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 7, 2024 · Amount on Record
Deed Sale	Aug 7, 2024 · Amount on Record
Prior Sale	Jul 28, 2014 · Amount on Record
Deed Document Number	202418511
Prior Transfer Date	Apr 9, 2007
Prior Transfer Doc	0000019747
Record Updated	Oct 29, 2026

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	7471 CLARA CT, WINTON, CA 95388-9582
Transaction Type	Mortgage
Record Updated	Jun 21, 2022
Title Company	TRANSCOUNTY TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000535
Date	Jan 6, 2017
Instrument	2017000535

Lender

Name	AMERICAN PACIFIC MORTGAGE
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	7.25%
Type Change Date	Jan 1, 2022
Change Frequency	Annually
Min Rate At Change	7.25%
Max Rate At Change	9.25%
Index	1-Year LIBOR
Margin	4
Max Rate	11.2%

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	7471 CLARA CT, WINTON, CA 95388-9582
Transaction Type	Mortgage
Record Updated	Jun 21, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7471 CLARA CT, WINTON, CA 95388-9582

Mortgage

Document Number	0000036239
Date	Aug 16, 2021
Instrument	2021036239

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company
Address	BREA, CA 92821

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

Tax Assessment & Valuation

Source: Merced County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Merced County
Secondary School District	Merced Union High School District (09 - 12)
Elementary School District	Winton School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$361,625 (+2%) Land $104,194 Building $257,431
2025	$3,708.00 (+4.1%) Homeowner's exemption	$354,535 (+4.04%) Land $102,151 Building $252,384
2023	$3,562.00 (+1.31%) Homeowner's exemption	$340,771 Land $98,186 Building $242,585
2022	$3,516.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 72% of California
Wildfire Likelihood	0.08% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 371 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: Ayera Technologies, T-Mobile.

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