7470 Albemarle Dr, Denver, NC 28037 Property Records

Lincoln County property record for 7470 Albemarle Dr, Denver, NC 28037 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	5 Beds
Bathrooms	4.5 Baths
Year Built	Built 2017
Square Footage	3,942 sqft Living Area
Lot Size	39,378 sqft (0.904 acres)
Occupancy	Owner Occupied
Last Sale	$400,000 (2018)
Tax Bill	$4,311.00 (2025)

Owner

Source: Lincoln County records · APN 4614-38-2535

Assessment roll updated August 12, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	7470 ALBEMARLE DR, DENVER, NC 28037-6534
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage QUICKEN LOANS LLC
Dec 11, 2019	Deed of Trust, Mortgage · Line of Credit STATE EMPS CU
Jan 30, 2018	Grant Deed, Subdivision Related Transfer STATE EMPS FCU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 30, 2018 · Amount on Record
Deed Sale	Jan 30, 2018 · Amount on Record
Deed Doc Number	2018573527
Deed Book / Page	2720 / 427
Last Transfer Date	Apr 28, 2025
Transfer Doc	0003403508
Record Refreshed	Jun 08, 2026

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LINCOLN NC
Recording Date	Apr 21, 2021
Property Address	7470 ALBEMARLE DR, DENVER, NC 28037-6534
Document Number	3033214
Book / Page	3033 / 214
Map Reference	MB 16 PG 320&321
Instrument Date	Apr 16, 2021
Instrument	629752
Transaction Type	Transfer
Record Updated	Jul 27, 2021

Transaction

Tax	$0.00
Amount Accuracy	Zero or No Consideration Stated
Additional	Interfamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenant/Joint Tenant w/ Right Of Survivorship
Address	7470 ALBEMARLE DR, DENVER, NC 28037-6534

Mortgage

Document Number	629753
Date	Apr 21, 2021
Instrument	629753

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2051

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NC
Property Address	7470 ALBEMARLE DR, DENVER, NC 28037-6534
Document Number	2869855
Instrument Date	Dec 11, 2019
Transaction Type	Mortgage
Record Updated	Jan 03, 2020
Title Company	ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7470 ALBEMARLE DR DENVER NC 280376534, DENVER, NC 28037-6534

Mortgage

Document Number	2869855
Date	Dec 18, 2019
Book Page	002869/000855
Instrument	602098

Lender

Name	STATE EMPS CU
Address	CHARLOTTE, NC 28216

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

January 2018: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	LINCOLN NC
Recording Date	Jan 30, 2018
Property Address	7470 ALBEMARLE DR, DENVER, NC 28037-6534
Document Number	2720427
Book / Page	002720 / 000427
Instrument Date	Jan 26, 2018
Instrument	573527
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 08, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$800.00
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenant/Joint Tenant w/ Right Of Survivorship
Address	7470 ALBEMARLE DR DENVER NC 280376534, DENVER, NC 28037-6534

Mortgage

Document Number	2720429
Date	Jan 30, 2018
Book Page	002720/000429
Instrument	573528

Lender

Name	STATE EMPS FCU
Type	Credit Union
Address	RALEIGH, NC 27611-5279

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 29, 2048

Tax Assessment & Valuation

Source: Lincoln County records · Assessment roll updated August 12, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Lincoln County
Unified School District	Lincoln County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,311.00 (+0.77%)	$689,558 (-) Land $82,000 Building $607,558	$689,558 (-) Land $82,000 Building $607,558
2023	$4,278.00	$689,558 Land $82,000 Building $607,558	$689,558 Land $82,000 Building $607,558

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lincoln County (37109C), updated January 21, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Low above 5% of the US · above 3% of North Carolina
Wildfire Likelihood	About 1 in 5,882 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic District	Within the Terrell Historic District listed 1986 · 11 contributing resources · NRIS 86001685

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Property Details

APN / Parcel Number

Primary APN	`4614-38-2535`
Alternative APNs	`283949` `92395`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Partial Baths	1 Partial Baths
Total Rooms	13 Rooms
Building Area	3,942 sqft Living Area
Stories	1 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Custom Design Style
Lot Area	39,378 sqft (0.904 acres)

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Heat Pump Heating

Location & Zoning

Account Number	283949
Street Address	7470 ALBEMARLE DR
City	DENVER
State	NC
Zip	28037-6534
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	#3 COVINGTON@LAKENORMAN
Legal Subdivision	COVINGTON AT LAKE NORMAN
Jurisdiction	LINCOLN NC
Minor Civil Division	CATAWBA SPRINGS
Census Blockgroup	2
Census Block	2018
Census Tract	71203

7470 Albemarle Dr, Denver, NC 28037 Property Records

Property Highlights

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

April 2021: Intrafamily Transfer, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

December 2019: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

January 2018: Grant Deed, Subdivision Related Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Historic Designation

Property Details

APN / Parcel Number

Interior

Exterior

Utilities and HVAC

Location & Zoning

Nearby Properties on Albemarle Dr

Nearby Streets

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