747 River St, Troy, NY 12180 Property Records

Rensselaer County and Troy City property record for 747 River St, Troy, NY 12180

Property Summary

Property Type	Duplex
Details	5 bd · 2 ba · 2,508 sqft · built 1890
Lot Size	0.08 acres (3,485 sqft)
Owner	Company Name on Record
Last Sale	$115,000 (Oct 2025)
Tax Bill	$4,614 (2026)
Deeds & Mortgages	Sep 2026 Mortgage Sep 2026 Mortgage + 4 more
APN	`381700 90.70-2-7`

Property Details

APN / Parcel Number

Primary APN	`381700 90.70-2-7`
Alternative APN	`1300140`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,508 sqft Total Area
1st Floor Area	1,408 sqft
2nd Floor Area	1,100 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	3,485 sqft (0.08 acres)
Lot Dimensions	146 ft deep x 25 ft wide
Porch	Slab
Porch Area	120 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1300140
Street Address	747 RIVER ST
City	TROY
State	NY
Zip	12180-1230
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	MU2
Legal Description	2 STY FR HSE 192-13/NPT 138
Legal Block	2
Legal Lot Number	7.000
Jurisdiction	RENSSELAER NY
Township / Civil Division	TROY
Census Block Group	2
Census Block	2004
Census Tract	40400

Owner

Source: Rensselaer County and Troy City records, as of October 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2611 MERRICK RD, 402, BELLMORE, NY 11710-6016
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2026	Deed of Trust, Mortgage NOT AVAILABLE
Sep 16, 2026	Deed, Transfer · Stand-Alone First Mortgage NOT AVAILABLE
Oct 27, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance SUNMARK FCU
Oct 3, 2025	Warranty Deed, Transfer LOAN FUNDER LLC
Nov 10, 2020	Warranty Deed, Transfer ATTORNEY ONLY
Nov 10, 2020	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 3, 2025 · Amount on Record
Deed Sale	Oct 3, 2025 · Amount on Record
Prior Sale	Nov 10, 2020 · Amount on Record
Deed Document Number	2025662092
Deed Book / Page	11081 / 259
Prior Transfer Date	Jul 2, 2008
Prior Transfer Doc	4684000274
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RENSSELAER NY
Recording Date	Sep 16, 2026
Property Address	747 RIVER ST, TROY, NY 12180-1230
Document Number	0000676373
Book / Page	11379 / 135
Instrument Date	Aug 27, 2026
Instrument	2026676373
Transaction Type	Mortgage
Record Updated	Oct 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000676373,
Date	Sep 16, 2026
Book Page	11379/135
Instrument	2026676373

Lender

Name	NOT AVAILABLE

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Max Rate	-1%

September 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	RENSSELAER NY
Recording Date	Sep 16, 2026
Property Address	747 RIVER ST, TROY, NY 12180-1230
Document Number	0000676372
Book / Page	11379 / 131
Instrument Date	Aug 27, 2026
Instrument	2026676372
Transaction Type	Transfer
Record Updated	Oct 6, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Date	Sep 16, 2026

Lender

Name	NOT AVAILABLE

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Max Rate	-1%

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RENSSELAER NY
Property Address	747 RIVER ST, TROY, NY 12180-1230
Transaction Type	Mortgage
Record Updated	Oct 29, 2025
Title Company	MISC COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0098030109
Date	Oct 27, 2021
Book Page	9803/109
Instrument	2021-599138

Lender

Name	SUNMARK FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	121 Months
Due	Nov 1, 2031

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RENSSELAER NY
Recording Date	Oct 3, 2025
Property Address	747 RIVER ST, TROY, NY 12180-1230
Document Number	0110810259
Book / Page	11081 / 259
Instrument Date	Aug 29, 2025
Instrument	2025-662092
Transaction Type	Transfer
Record Updated	Oct 29, 2025

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 140101, HOWARD BEACH, NY 11414-0101

Mortgage

Document Number	2025662093
Date	Oct 3, 2025
Instrument	2025-662093

Lender

Name	LOAN FUNDER LLC

Agreement

Amount	Amount Recorded

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RENSSELAER NY
Recording Date	Nov 10, 2020
Property Address	747 RIVER ST, TROY, NY 12180-1230
Document Number	0000577906
Book / Page	009354 / 000092
Instrument Date	Nov 3, 2020
Instrument	577906
Transaction Type	Transfer
Record Updated	Dec 8, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$240.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1545 47TH ST BROOKLYN NY 112192727, BROOKLYN, NY 11219-2727

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RENSSELAER NY
Recording Date	Nov 10, 2020
Property Address	747 RIVER ST, TROY, NY 12180-1230
Document Number	0000577905
Book / Page	009354 / 000088
Instrument Date	Nov 3, 2020
Instrument	577905
Transaction Type	Transfer
Record Updated	Dec 3, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$240.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1739 ALTAMONT AVE SCHENECTADY NY 123032105, SCHENECTADY, NY 12303-2105

Tax Assessment & Valuation

Source: Rensselaer County and Troy City assessment roll, as of May 15, 2026

Property Jurisdictions

Type	Name
State	New York
County	Rensselaer County
Municipality	Troy City
Unified School District	Troy City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,614.00 (-65.44%)
2025	$13,349.00	$62,000 (-) Land $9,200 Building $52,800	$106,200 (+11.32%) Land $15,759 Building $90,441
2024		$62,000 (-) Land $9,200 Building $52,800	$95,400 (+7.67%) Land $14,156 Building $81,244
2023		$62,000 (-) Land $9,200 Building $52,800	$88,600 (+8.61%) Land $13,147 Building $75,453
2022	$4,131.00	$62,000 Land $9,200 Building $52,800	$81,579 Land $12,105 Building $69,474

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 12, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not included in the FIRM
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 337 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Hudson Valley Wireless Fixed Wireless	200 / 20

May also be available: Massivemesh Networks, Verizon.

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