Seminole County property record for 747 Ridge Rd, Geneva, FL 32732
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,857 sqft · built 1988 |
| Lot Size | 0.49 acres (21,344 sqft) |
| Owner | Company Name on Record |
| Last Sale | $100 (Apr 1986) |
| Tax Bill | $2,197 (2025) |
| Deeds & Mortgages | Mar 2024 Second Mortgage Jul 2021 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-20-32-300-0280-0000 |
| Primary APN | 16-20-32-300-0280-0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,857 sqft Living Area |
| Gross Area | 2,337 sqft |
| 1st Floor Area | 1,857 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Exterior Material | Concrete Block |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Composition Shingle |
| Lot Area | 21,344 sqft (0.49 acres) |
| Garage Type | Attached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 1 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 2,308 sqft |
| Patio Area | 512 sqft |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Solar |
| Street Address | 747 RIDGE RD |
|---|---|
| City | GENEVA |
| State | FL |
| Zip | 32732-9135 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SEC 16 TWP 20S RGE 32E N 104 FT OF W 208 FT OF SW 1/4 OF SE 1/4 & E 10 FT OF N 104 FT OF E 1/2 OF NE 1/4 OF SE 1/4 OF SW 1/4 |
| Legal Range | 32E |
| Legal Township | 20S |
| Legal Section | 16 |
| Jurisdiction | SEMINOLE FL |
| Township / Civil Division | OVIEDO |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 21201 |
Source: Seminole County records, as of December 29, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Owner Type | Company |
| Date | Document |
|---|---|
| Mar 12, 2024 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage FAIRWINDS CU |
| Jul 14, 2021 | Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 1, 1986 · Amount on Record |
| Deed Sale | Apr 1, 1986 · Amount on Record |
| Prior Sale | Aug 1, 1984 · Amount on Record |
| Deed Book / Page | 1722 / 1578 |
| Last Transfer Date | May 3, 2021 |
| Transfer Doc | 0099881735 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Property Address | 747 RIDGE RD, GENEVA, FL 32732-9135 |
| Transaction Type | Mortgage |
| Record Updated | Mar 26, 2024 |
| Title Company | MORTGAGE TITLE SERVICES INC, MORTGAGEE TITLE SERVICES INC |
| Name | Verified Name |
|---|---|
| Address | 747 RIDGE RD, GENEVA, FL 32732-9135 |
| Document Number | 0105940794 |
|---|---|
| Date | Mar 12, 2024 |
| Book Page | 10594/794 |
| Instrument | 2024022189 |
| Name | FAIRWINDS CU |
|---|---|
| Type | Credit Union |
| Address | ORLANDO, FL 32826 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Apr 1, 2039 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Recording Date | Jul 14, 2021 |
| Property Address | 747 RIDGE RD, GENEVA, FL 32732-9135 |
| Document Number | 0099881735 |
| Book / Page | 9988 / 1735 |
| Instrument Date | May 3, 2021 |
| Instrument | 2021094048 |
| Transaction Type | Transfer |
| Record Updated | May 25, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 747 RIDGE RD, GENEVA, FL 32732-9135 |
Source: Seminole County assessment roll, as of December 29, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Seminole County |
| Unified School District | Seminole County School District (PK - 12) |
| Year | Tax Bill | Assessed Market Value |
|---|---|---|
| 2025 | $2,197.00 (+8.65%) | |
| 2024 | $263,269 (+3.84%) Land $28,910 Building $234,359 | |
| 2023 | $2,022.00 (+2.9%) Homeowner's exemption | |
| 2022 | $1,965.00 Homeowner's exemption | $253,530 Land $25,480 Building $228,050 |
Assessed market value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 22 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 22 in force |
| Nearby Flood Claims | 16 (1994–2022) |
| Claims Outside the SFHA | 7 of 16 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 76% of the US · above 63% of Florida |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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