747 NE Ridge Loop, Madison, FL 32340 Property Records

Madison County property record for 747 NE Ridge Loop, Madison, FL 32340 · Last verified January 2026

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 1,208 sqft · built 1960
Lot Size	79 acres (3,442,111 sqft)
Owner	Individual Name on File
Last Sale	$300,000 (May 2022)
Tax Bill	$456 (2025)
Deeds & Mortgages	May 2022 Sale & Mortgage
Flood Zone	Zone A (high risk)
APN	`00-00-00-3154-001-000`

Property Details

APN / Parcel Number

Primary APN	`00-00-00-3154-001-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,208 sqft Heated Area
Gross Area	1,496 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1960
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	3,442,111 sqft (79 acres)
Garage Type	Carport
Carport	Carport
Porch	Open Porch
Porch Area	32 sqft
Patio Area	64 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	747 NE RIDGE LOOP
City	MADISON
State	FL
Zip	32340-3785
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	LOTS NO 128, 129, & PART OF LOTS 127 & 130 OR 72/789
Legal Range	09E
Legal Township	02N
Legal Section	10
Legal Subdivision	CHERRY LAKE S/D 4
Legal Lot Number	128 129
Jurisdiction	MADISON FL
Township / Civil Division	MADISON
Census Block Group	2
Census Block	2024
Census Tract	110100

Owner

Source: Madison County records · APN 00-00-00-3154-001-000

Assessment roll updated July 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	747 NE RIDGE LOOP, MADISON, FL 32340-3785
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 02, 2022 · Amount on Record
Deed Sale	May 02, 2022 · Amount on Record
Deed Document Number	202240001844
Deed Book / Page	1451 / 163
Record Updated	Jun 08, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON FL
Recording Date	May 02, 2022
Property Address	747 NE RIDGE LOOP, MADISON, FL 32340-3785
Document Number	0014510163
Book / Page	1451 / 163
Instrument Date	Apr 22, 2022
Instrument	202240001844
Transaction Type	Transfer
Record Updated	Mar 02, 2023
Title Company	SMITH ABSTRACT AND TITLE COMPANY, SMITH ABSTRACT & TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,100.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4247 MONTE VISTA WAY, COSBY, TN 37722-2533

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	218 SE CAMELOT WAY, LEE, FL 32059-5308

Mortgage

Document Number	0001451165
Date	May 02, 2022
Instrument	1451/165

Lender

Name	MORTGAGEADVISORS COM

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2052

Tax Assessment & Valuation

Source: Madison County records · Assessment roll updated July 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Florida
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$456.00 (-41.39%) Homeowner's exemption	$68,579 (+4.15%) Land $12,730 Building $55,849	$179,285 (-2.32%)
2023	$778.00 (-23.27%) Homeowner's exemption	$65,849 (+26.15%) Land $13,620 Building $52,229	$183,552 (+77.55%)
2022	$1,014.00	$52,197	$103,379

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Madison County (12079C), updated April 23, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120791101002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone A
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 7 individual NFIP policies nearby
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	7 in force 5 of 7 on primary residences
Nearby Flood Claims	7 (1998–2013)
Claims Outside the SFHA	1 of 7
Most Recent Claim	Mar 2013, rainfall accumulation
Flood Events	Severe Storms, Flooding, Tornadoes, And Straight-line Winds (Apr 2009), 3 claims

Wildfire

Wildfire Risk	Moderate above 58% of the US · above 30% of Florida
Wildfire Likelihood	About 1 in 775 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.