747 McKay St, Sumter, SC 29150 Property Records

Sumter County property record for 747 McKay St, Sumter, SC 29150

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,887 sqft · built 1976
Lot Size	0.45 acres (19,602 sqft)
Owner	Individual Name on File
Last Sale	$159,900 (Jul 2021)
Tax Bill	$1,281 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`204-11-03-003`

Property Details

APN / Parcel Number

Primary APN	`204-11-03-003`
Alternative APN	`25841`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,887 sqft Living Area
1st Floor Area	1,887 sqft
Flooring	Carpet
Interior Walls	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1978
Exterior Material	Brick
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Shingle
Lot Area	19,602 sqft (0.45 acres)
Lot Width	100 ft Width
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Covered Porch
Patio Area	205 sqft
Fence	Fence
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ
Utility Building	56 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	25841
Old Parcel Number	204 11 03 003
Street Address	747 MCKAY ST
City	SUMTER
State	SC
Zip	29150-3258
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-9
Legal Description	LOT 339 Z35-224 0.45AC PB92-1649
Legal Subdivision	HEATHLEYWOOD
Legal Lot Number	339
Jurisdiction	SUMTER SC
Township / Civil Division	SUMTER
Census Block Group	2
Census Block	2002
Census Tract	902

Owner

747 McKay St is owned and occupied by an individual who bought it in July 2021.

Source: Sumter County records, as of December 18, 2025

Owner of Record	Individual Name on File
Mailing Address	747 MCKAY ST, SUMTER, SC 29150-3258
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 1, 2021 · Amount on File
Deed Sale	Jul 1, 2021 · Amount on File
Prior Sale	Apr 21, 2006 · Amount on File
Deed Document Number	0012874991
Deed Book / Page	1287 / 4991
Record Updated	Jun 8, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUMTER SC
Recording Date	Jul 1, 2021
Property Address	747 MCKAY ST, SUMTER, SC 29150-3258
Document Number	0012874991
Book / Page	1287 / 4991
Map Reference	MB 92 PG 1649
Instrument Date	Jun 30, 2021
Transaction Type	Transfer
Record Updated	Jul 5, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$592.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	747 MCKAY ST, SUMTER, SC 29150-3258
Investor	Possibly a Property Investor

Mortgage

Document Number	0012874995
Date	Jul 1, 2021
Instrument	1287/4995

Lender

Name	SOUTH STATE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 747 McKay St was $1,281.

Source: Sumter County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Sumter County
Municipality	Sumter City
Unified School District	Sumter County Consolidated School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,281.00	$6,560 Land $1,000 Building $5,560	$163,970 Land $25,000 Building $138,970
2023		$6,560 (-) Land $1,000 Building $5,560	$163,970 (-) Land $25,000 Building $138,970
2022	$1,217.00	$6,560 Land $1,000 Building $5,560	$163,970 Land $25,000 Building $138,970

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 747 McKay St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective January 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 31 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	31 in force
Nearby Flood Claims	17 (1989–2023)
Claims Outside the SFHA	2 of 17
Most Recent Claim	Mar 2023 · other causes
Claims by Event	Severe Storms And Flooding, Oct 2015 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 747 McKay St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 98.6% of South Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SUMTER serves 53,070 people · EPA ID SC4310001
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 261 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: FTC.

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