St. Charles County property record for 747 Loyd Ln, Saint Charles, MO 63304
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,976 sqft · built 1979 |
| Lot Size | 2.81 acres (122,839 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $104,000 (Sep 2012) |
| Tax Bill | $4,110 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 580080A000 |
| Primary APN | 580080A000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,976 sqft Living Area |
| Gross Area | 4,068 sqft |
| 1st Floor Area | 2,352 sqft |
| Basement Area | 1,716 sqft |
| Finished Basement | 624 sqft |
| Unfinished Basement | 1,092 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Architectural Style | Ranch |
| Exterior Material | Brick/Stone |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 122,839 sqft |
| Porch | Open Porch |
| Porch Area | 132 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 580080A000 |
|---|---|
| Street Address | 747 LOYD LN |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63304-1464 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AF0 |
| Legal Description | PT NE 1/4 NE 1/4 |
| Legal Range | 4 |
| Legal Township | 46 |
| Legal Section | 02 |
| Legal Lot Number | 39 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | HARVESTER |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 311132 |
747 Loyd Ln is held in a trust since September 2012.
Source: St. Charles County records, as of August 7, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 747 LOYD LN, SAINT CHARLES, MO 63304-1464 |
| Owner Type | Company |
| Vesting | Trust, Personal Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 12, 2012 · Amount on File |
| Deed Sale | Sep 12, 2012 · Amount on File |
| Deed Document Number | 2012692060 |
| Deed Book / Page | 5853 / 1879 |
| Prior Transfer Date | Apr 18, 2007 |
| Prior Transfer Doc | 0047400618 |
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 747 Loyd Ln was $4,110, up 1.4% from the year before.
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Unified School District | Francis Howell R-III School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $69,764 (-) | $367,185 (-) Land $93,060 Building $274,125 | |
| 2025 | $4,110.00 (+1.41%) | $69,764 | $367,185 Land $93,060 Building $274,125 |
| 2024 | $4,053.00 | ||
| 2023 | $68,356 | ||
| 2022 | $359,769 Land $84,600 Building $275,169 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 747 Loyd Ln in Zone X, an area of minimal flood risk, though there have been 26 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 26 (1979–2019) |
| Claims Outside the SFHA | 1 of 26 |
| Most Recent Claim | Jun 2019 · Severe Storms, Tornadoes, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 747 Loyd Ln is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Missouri |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 377 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
May also be available: T-Mobile.
5G (outdoors only) and 4G LTE
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