747 Jefferson Dr, Palmyra, VA 22963 Property Records

Fluvanna County property record for 747 Jefferson Dr, Palmyra, VA 22963

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,440 sqft · built 2021
Lot Size	0.286 acres (12,458 sqft)
Owner	Individual Name on File
Last Sale	$252,307 (Nov 2021)
Tax Bill	$2,055 (2025)
Deeds & Mortgages	Nov 2021 Sale & Mortgage Oct 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`18A 2 389`

Property Details

APN / Parcel Number

Primary APN	`18A 2 389`
Alternative APN	`6706`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,440 sqft Living Area
Gross Area	2,365 sqft
1st Floor Area	1,440 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2023
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	12,458 sqft (0.286 acres)
Terrain	Rolling
Porch	Slab
Deck Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	6706
Street Address	747 JEFFERSON DR
City	PALMYRA
State	VA
Zip	22963-3215
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Description	INST 210005629 SHADWELL-2 LOT 389 12,454 SF
Legal Subdivision	LAKE MONTICELLO
Legal Block	38
Legal Lot Number	389
Jurisdiction	FLUVANNA VA
Township / Civil Division	PALMYRA
Census Block Group	2
Census Block	2000
Census Tract	20104

Owner

747 Jefferson Dr is owned and occupied by an individual who bought it in November 2021.

Source: Fluvanna County records, as of June 25, 2026

Owner of Record	Individual Name on File
Mailing Address	747 JEFFERSON DR, PALMYRA, VA 22963-3215
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 12, 2021	Deed, Subdivision Related Transfer · FHA Mortgage ROSS MORTGAGE CORP
Oct 3, 2018	Special Warranty Deed, Transfer E-CHICAGO TITLE, CHICAGO TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 12, 2021 · Amount on File
Deed Sale	Nov 12, 2021 · Amount on File
Prior Sale	Oct 3, 2018 · Amount on File
Deed Document Number	20215629
Record Updated	Sep 20, 2026

November 2021: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	FLUVANNA VA
Recording Date	Nov 12, 2021
Property Address	747 JEFFERSON DR, PALMYRA, VA 22963-3215
Document Number	0210005629
Map Reference	DB 76 PG 564
Instrument Date	Oct 25, 2021
Instrument	210005629
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 16, 2023
Title Company	CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$252.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	747 JEFFERSON DR, PALMYRA, VA 22963-3215

Mortgage

Document Number	0210005630
Date	Nov 12, 2021
Instrument	210005630

Lender

Name	ROSS MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2051

Interest

Rate Type	Fixed Rate

October 2018: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	FLUVANNA VA
Recording Date	Oct 3, 2018
Property Address	747 JEFFERSON DR, PALMYRA, VA 22963-3215
Document Number	0001803502
Map Reference	PB 76 PG 564
Instrument Date	Sep 24, 2018
Instrument	1803502
Transaction Type	Transfer
Record Updated	Mar 16, 2023
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8429 CROWN COLON PKWY UNIT 100, 100, MECHANICSVILLE, VA 23116

Tax Assessment & Valuation

The 2025 property tax bill for 747 Jefferson Dr was $2,055.

Source: Fluvanna County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Fluvanna County
Unified School District	Fluvanna County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$272,200 (-) Land $30,000 Building $242,200	$272,200 (-) Land $30,000 Building $242,200
2025	$2,055.00	$272,200 Land $30,000 Building $242,200	$272,200 Land $30,000 Building $242,200
2023		$214,600 Land $30,000 Building $184,600	$214,600 Land $30,000 Building $184,600
2022	$1,811.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 747 Jefferson Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 25, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 747 Jefferson Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE MONTICELLO private · serves 12,943 people · EPA ID VA2065480
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Firefly Fiber Broadband Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Jefferson Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures