7468 E M 20, Hesperia, MI 49421 Property Records

Oceana County property record for 7468 E M 20, Hesperia, MI 49421

Property Summary

Property Type	Single Family Home
Lot Size	1.01 acres (44,204 sqft)
Owner	Individual Name on Record
Last Sale	$53,500 (Jun 2021)
Tax Bill	$1,303 (2025)
Deeds & Mortgages	Mar 2024 Second Mortgage Nov 2022 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`014-027-300-13`

Property Details

APN / Parcel Number

Primary APN	`014-027-300-13`

Exterior

Lot Area	44,204 sqft (1.01 acres)

Location & Zoning

Street Address	7468 E M 20
City	HESPERIA
State	MI
Zip	49421-9092
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC 27 T14N R15W -1.1 A M/L- PT OF W 1/2 OF SE 1/4 OF SW 1/4 DESC AS: COM AT S 1/4 COR OF SEC 27; TH N89?13?55?W 658.09 FT; T
Legal Range	15W
Legal Township	14N
Legal Section	27
Jurisdiction	OCEANA MI
Township / Civil Division	NEWFIELD
Census Block Group	1
Census Block	1008
Census Tract	10600

Owner

Source: Oceana County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	7468 E M 20, HESPERIA, MI 49421-9092
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 11, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage HARBORLIGHT CU
Nov 2, 2022	Intrafamily Transfer, Transfer
Jun 24, 2021	Warranty Deed, Transfer · Conventional Mortgage MEMBER FIRST MORTGAGE LLC
Jun 24, 2021	Warranty Deed, Transfer LIGHTHOUSE TITLE AGENCY
Aug 29, 2017	Land Contract, Transfer · Seller Carry-Back DALE SMITH

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 24, 2021 · Amount on Record
Deed Sale	Jun 24, 2021 · Amount on Record
Prior Sale	Jun 24, 2021 · Amount on Record
Deed Document Number	20214672
Deed Book / Page	2021 / 16743
Record Updated	Oct 29, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCEANA MI
Property Address	7468 E M 20, HESPERIA, MI 49421-9092
Transaction Type	Mortgage
Record Updated	Jan 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7468 E M 20, HESPERIA, MI 49421-9092

Mortgage

Document Number	02024/3485
Date	Mar 11, 2024
Book Page	2024/3485
Instrument	202400000931

Lender

Name	HARBORLIGHT CU
Type	Credit Union
Address	HESPERIA, MI 49421

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 28, 2039

November 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OCEANA MI
Recording Date	Nov 2, 2022
Property Address	7468 E M 20, HESPERIA, MI 49421-9092
Document Number	2022/22928
Book / Page	2022 / 22928
Instrument Date	Sep 2, 2022
Instrument	202200006279
Transaction Type	Transfer
Record Updated	Jan 20, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1956 E ARTHUR RD, ROTHBURY, MI 49452-8117

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7468 E M 20, HESPERIA, MI 49421-9092

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OCEANA MI
Recording Date	Jun 24, 2021
Property Address	7468 E M 20, HESPERIA, MI 49421-9092
Document Number	2021/16746
Book / Page	2021 / 16746
Instrument Date	Jun 19, 2021
Instrument	202100004673
Transaction Type	Transfer
Record Updated	Jan 20, 2026
Title Company	LIGHTHOUSE TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$473.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7468 E M 20, HESPERIA, MI 49421-9092

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1956 E ARTHUR RD, ROTHBURY, MI 49452-8117

Mortgage

Document Number	202100004674
Date	Jun 24, 2021
Instrument	202100004674

Lender

Name	MEMBER FIRST MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2036

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OCEANA MI
Recording Date	Jun 24, 2021
Property Address	7468 E M 20, HESPERIA, MI 49421-9092
Document Number	2021/16743
Book / Page	2021 / 16743
Instrument Date	Jun 19, 2021
Instrument	202100004672
Transaction Type	Transfer
Record Updated	Jan 20, 2026
Title Company	LIGHTHOUSE TITLE AGENCY

Transaction

Amount	Amount Recorded
Tax	$460.10
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7468 E M 20, HESPERIA, MI 49421-9092

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1956 E ARTHUR RD, ROTHBURY, MI 49452-8117

August 2017: Land Contract, Transfer

Document Type	Land Contract
Jurisdiction	OCEANA MI
Recording Date	Aug 29, 2017
Property Address	7468 E M 20, HESPERIA, MI 49421-9092
Document Number	2017/016655
Book / Page	2017 / 016655
Instrument Date	Aug 14, 2017
Instrument	201700005102
Transaction Type	Transfer
Record Updated	Jan 20, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	646 N 112TH AVE, HART, MI 49420-8766

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7468 E M 20, HESPERIA, MI 49421-9092

Mortgage

Date	Aug 29, 2017

Lender

Name	DALE SMITH
Type	Seller

Agreement

Type	Seller Carry-Back
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Oceana County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oceana County
County Subdivision	Newfield Township
Unified School District	Hesperia Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$58,200 (-2.35%) Land $58,200	$116,400 (-2.35%) Land $116,400
2025	$1,303.00 (+0.39%) Homeowner's exemption	$59,600 (+28.17%) Land $59,600	$119,200 (+28.17%) Land $119,200
2024	$1,298.00 (-27.93%)
2023		$46,500 Land $46,500	$93,000 (-) Land $93,000
2022	$1,801.00		$93,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 23, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

May also be available: NCATS, Truestream.

Cell Coverage

5G (outdoors only) and 4G LTE

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