74658 B Rd, Bertrand, NE 68927 Property Records

Phelps County property record for 74658 B Rd, Bertrand, NE 68927

Property Summary

Property Type	Rural Home
Details	2,794 sqft · built 1975
Lot Size	16.8 acres (734,030 sqft)
Owner	2 Individual Names on Record
Last Sale	$275,000 (Oct 2019)
Tax Bill	$4,165 (2025)
Deeds & Mortgages	Apr 2022 Line of Credit Feb 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`003417.00`

Property Details

APN / Parcel Number

Primary APN	`003417.00`
Alternative APN	`3643-21-2-00000-000-3417`

Interior

Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	2,794 sqft Living Area
1st Floor Area	2,794 sqft
Basement Area	1,590 sqft
Unfinished Basement	1,590 sqft
Flooring	Vinyl Sheet/Linoleum
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Split Foyer
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Material	Composition Shingle
Lot Area	734,030 sqft (16.8 acres)
Garage Type	Attached
Garage Area	1,209 sqft
Driveway	Concrete Driveway
Driveway Area	528 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	251 sqft
Deck Area	312 sqft
Utility Building	1,800 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	74658 B RD
City	BERTRAND
State	NE
Zip	68927-3554
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	05-AGRICUL
Legal Description	PT. NW1/4 21-8-20 WESTSIDE
Legal Range	20
Legal Township	08
Legal Section	21
Jurisdiction	PHELPS NE
Township / Civil Division	2
Census Block Group	3
Census Block	3037
Census Tract	967200

Owner

Source: Phelps County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	74658 B RD, BERTRAND, NE 68927-3554
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2022	Deed of Trust, Mortgage · Line of Credit FIRST STATE BANK
Feb 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage BRUNING STATE BANK
Oct 8, 2019	Joint Tenancy Deed, Transfer · Line of Credit BRUNING STATE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 8, 2019 · Amount on Record
Deed Sale	Oct 8, 2019 · Amount on Record
Deed Document Number	20191345
Deed Book / Page	93 / 806
Prior Transfer Date	Oct 4, 2019
Prior Transfer Doc	093/806
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PHELPS NE
Property Address	74658 B RD, BERTRAND, NE 68927-3554
Transaction Type	Mortgage
Record Updated	May 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	74658 B RD, BERTRAND, NE 68927-3554

Mortgage

Document Number	0000321/32
Date	Apr 28, 2022
Book Page	321/32
Instrument	633

Lender

Name	FIRST STATE BANK
Type	Bank
Address	LOOMIS, NE 68958

Agreement

Type	Line of Credit
Amount	Amount Recorded

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PHELPS NE
Property Address	74658 B RD, BERTRAND, NE 68927-3554
Transaction Type	Mortgage
Record Updated	Sep 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	310/350
Date	Feb 4, 2021
Book Page	310/350
Instrument	207

Lender

Name	BRUNING STATE BANK
Type	Bank
Address	HOLDREGE, NE 68949

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Mar 1, 2041

October 2019: Joint Tenancy Deed, Transfer

Document Type	Joint Tenancy Deed
Jurisdiction	PHELPS NE
Recording Date	Oct 8, 2019
Property Address	74658 B RD, BERTRAND, NE 68927-3554
Document Number	093/806
Book / Page	093 / 806
Instrument Date	Oct 4, 2019
Instrument	1345
Transaction Type	Transfer
Record Updated	Sep 16, 2021
Title Company	PREBLE COUNTY TITLE COMPANY, PHELPS COUNTY TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$618.75
Amount Accuracy	Calculated from Transfer Tax
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Mortgage

Document Number	1346
Date	Oct 8, 2019
Instrument	1346

Lender

Name	BRUNING STATE BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Phelps County assessment roll, as of February 27, 2026

Property Jurisdictions

Type	Name
State	Nebraska
County	Phelps County
Unified School District	Bertrand Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$661,085 (-1.12%) Land $77,210 Building $583,875	$680,388 (+1.77%) Land $96,513 Building $583,875
2025	$4,165.00 (-27.72%)	$668,561 (+26.78%) Land $63,711 Building $604,850	$668,561 (+26.78%) Land $63,711 Building $604,850
2023	$5,762.00	$527,331 Land $62,071 Building $465,260	$527,331 Land $62,071 Building $465,260

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Nebraska
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
ATCJET.NET Fixed Wireless	25 / 3

Cell Coverage

4G LTE (outdoors only), no 5G reported

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