74640 Gary Ave, Palm Desert, CA 92260 Property Records

Riverside County property record for 74640 Gary Ave, Palm Desert, CA 92260

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.75 ba · 1,192 sqft · built 1961
Lot Size	0.15 acres (6,534 sqft)
Owner	2 Individual Names on Record
Last Sale	$290,000 (Dec 2019)
Tax Bill	$4,746 (2025)
Deeds & Mortgages	Aug 2021 Line of Credit Apr 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`624-141-028`

Property Details

APN / Parcel Number

Primary APN	`624-141-028`
Alternative APN	`621392036`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,192 sqft Living Area
Gross Area	1,426 sqft
1st Floor Area	1,192 sqft

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1962
Architectural Style	Contemporary
Exterior Material	Stucco
Construction Type	Wood
Roof Material	Gravel
Lot Area	6,534 sqft (0.15 acres)
Garage Type	Carport
Garage Area	412 sqft
Carport	Carport
Carport Area	412 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Old Parcel Number	621392036
Street Address	74640 GARY AVE
City	PALM DESERT
State	CA
Zip	92260-2022
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 84 MB 040/009 COUNTRY CLUB VILLAGE NO 1 & INT IN COMMON
Legal Subdivision	COUNTRY CLUB VILLAGE NO 1 & INT IN COMMO
Legal Lot Number	84
Jurisdiction	RIVERSIDE CA
Township / Civil Division	CATHEDRAL CITY-PALM DESERT
Census Block Group	3
Census Block	3015
Census Tract	44930

Owner

Source: Riverside County records, as of July 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	74640 GARY AVE, PALM DESERT, CA 92260-2022
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 18, 2021	Deed of Trust, Mortgage · Line of Credit US BANK NA
Apr 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage FRANKLIN LOAN CENTER
Dec 10, 2019	Grant Deed, Transfer · FHA Mortgage FRANKLIN LN CTR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 10, 2019 · Amount on Record
Deed Sale	Dec 10, 2019 · Amount on Record
Prior Sale	Apr 4, 2012 · Amount on Record
Deed Document Number	2019509105
Prior Transfer Date	Jan 9, 2013
Prior Transfer Doc	0000026687
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	74640 GARY AVE, PALM DESERT, CA 92260-2022
Transaction Type	Mortgage
Record Updated	Jul 21, 2022
Title Company	RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	74640 GARY AVE, PALM DESERT, CA 92260-2022

Mortgage

Document Number	0000496144
Date	Aug 18, 2021
Instrument	2021-0496144

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 10, 2051

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	74640 GARY AVE, PALM DESERT, CA 92260-2022
Transaction Type	Mortgage
Record Updated	Jul 21, 2022
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	74640 GARY AVE, PALM DESERT, CA 92260-2022

Mortgage

Document Number	0000227787
Date	Apr 12, 2021
Instrument	2021-0227787

Lender

Name	FRANKLIN LOAN CENTER
Type	Mortgage Company
Address	PALM DESERT, CA 92260

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

December 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Dec 10, 2019
Property Address	74640 GARY AVE, PALM DESERT, CA 92260-2022
Document Number	0000509105
Instrument Date	Nov 4, 2019
Instrument	509105
Transaction Type	Transfer
Record Updated	Jan 13, 2020
Title Company	EQUITY TITLE COMPANY, EQUITY TITLE CO.

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$319.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	74640 GARY AVE PALM DESERT CA 922602022, PALM DESERT, CA 92260-2022

Mortgage

Document Number	509106
Date	Dec 10, 2019
Instrument	509106

Lender

Name	FRANKLIN LN CTR
Type	Funding / Finance Company
Address	PALM DESERT, CA 92260

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 9, 2049

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Municipality	Palm Desert City
Unified School District	Desert Sands Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$329,768 (+2%) Land $20,914 Building $308,854
2025	$4,746.00 (+6.03%)	$323,303 (+4.04%) Land $20,504 Building $302,799
2023	$4,476.00 (+3.66%)	$310,750 Land $19,708 Building $291,042
2022	$4,318.00
2021			$315,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.4% of California
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COACHELLA VWD: COVE COMMUNITY serves 270,000 people · EPA ID CA3310001
Water Source	Groundwater
Last State Inspection	Dec 2022
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 612 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Frontier, GeoLinks, Verizon.

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