Lewis And Clark County property record for 7463 Cactus Flats Dr, Helena, MT 59602
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 2 ba · 3,215 sqft · built 1996 |
| Lot Size | 2.46 acres (107,158 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $5,317 (2023) |
| Deeds & Mortgages | Jul 2017 Reverse Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R0523449 |
| Primary APN | R0523449 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 3,215 sqft Living Area |
| 1st Floor Area | 3,215 sqft |
| Year Built | Built 1996 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 107,158 sqft (2.46 acres) |
| Garage Type | Mixed |
| Garage Area | 2,606 sqft |
| Parking Spaces | 10 Parking Spaces |
| Deck Area | 84 sqft |
| Shed | 1 Shed |
| Shed Area | 64 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 0000021138 |
|---|---|
| Street Address | 7463 CACTUS FLATS DR |
| City | HELENA |
| State | MT |
| Zip | 59602-8405 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | 1 |
| Legal Description | EVANS TRACTS MINOR SUBDIVISION, S24, T11 N, R04 W, LOT 2, COS #299141 |
| Legal Subdivision | EVANS TRACTS MINOR SUBDIVISION |
| Legal Lot Number | 2 |
| Jurisdiction | LEWIS AND CLARK MT |
| Township / Civil Division | HELENA |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 501 |
Source: Lewis And Clark County records · APN R0523449
Assessment roll updated December 31, 2022 · Last verified August 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 7463 CACTUS FLATS DR, HELENA, MT 59602-8405 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Updated | Jun 07, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LEWIS AND CLARK MT |
| Property Address | 7463 CACTUS FLATS DR, HELENA, MT 59602-8405 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2021 |
| Title Company | MULTIPLE |
| Name | Verified Name |
|---|
| Document Number | M52/9859 |
|---|---|
| Date | Jul 03, 2017 |
| Book Page | M52/9859 |
| Instrument | 3307600 |
| Name | REVERSE MORTGAGE FUNDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | BLOOMFIELD, NJ 07003 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.35% |
| Type Change Date | Jul 01, 2018 |
| Change Frequency | Annually |
| Index | 1-Year LIBOR |
Source: Lewis And Clark County records · Assessment roll updated December 31, 2022 · Last verified August 2023
| Type | Name |
|---|---|
| State | Montana |
| County | Lewis And Clark County |
| Elementary School District | Helena Elementary School District (PK - 08) |
| Secondary School District | Helena High School District (09 - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $5,317.00 | $571,700 | $571,700 Land $135,482 Building $436,218 |
Source: FEMA National Flood Hazard Layer as of April 7, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 2 (2011) |
| Most Recent Claim | Sep 2011 · other causes |
| Wildfire Risk | Low lower than 63% of the US · lower than 86% of Montana |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Verizon.
Based on FCC filings for 41 locations within half a mile of this property.
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