74620 Mackey Rd, Richmond, MI 48062 Property Records

Macomb County property record for 74620 Mackey Rd, Richmond, MI 48062

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,607 sqft · built 1994
Lot Size3.22 acres (140,263 sqft)
Owner2 Individual Names on File
Last Sale$400,000 (Aug 2025)
Tax Bill$3,082 (2025)
Deeds & MortgagesJan 2026 Line of Credit
May 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN22-03-22-100-020

Property Details

APN / Parcel Number

Primary APN22-03-22-100-020
Alternative APN
  • 0322100020

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,607 sqft Living Area
1st Floor Area1,607 sqft
Basement Area1,607 sqft
Unfinished Basement1,607 sqft

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 1994
Lot Area140,263 sqft (3.22 acres)
Lot Width265 ft Width

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address74620 MACKEY RD
CityRICHMOND
StateMI
Zip48062-4110
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSEC 22; COM AT W 1/4 POST SEC 22; TH N89*16'13"E 1319.95 FT ALG E-W 1/4 LINE; TH N0*33'- 13"E 1332.48 FT ALG C/L MACKEY RD TO POB; TH CONT N0*33'13"E 25.0 FT ALG SD C/L; TH N89*38'46"E 200.0 FT; TH N0*33'13"E 100.0 FT; TH S89*38'46"W 200.0 FT; TH N0*
JurisdictionMACOMB MI
Township / Civil DivisionRICHMOND
Census Block Group2
Census Block2004
Census Tract210000

Owner

74620 Mackey Rd is owned and occupied by two individuals who bought it in August 2025.

Source: Macomb County records, as of October 19, 2026

Owner of Record2 Individual Names on File
Mailing Address74620 MACKEY RD, RICHMOND, MI 48062-4110
OccupancyOwner Occupied
Owner TypeIndividual
VestingHis Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 21, 2026Deed of Trust, Mortgage · Line of Credit
GENISYS CU
May 6, 2021Deed of Trust, Mortgage · FHA Mortgage
NATIONSTAR MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 27, 2025 · Amount on File
Deed SaleAug 27, 2025 · Amount on File
Prior SaleJan 9, 2007 · Amount on File
Deed Document Number202576757
Deed Book / Page30257 / 557
Prior Transfer DateOct 17, 2006
Prior Transfer Doc0000169692
Record UpdatedOct 29, 2026

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMACOMB MI
Property Address74620 MACKEY RD, RICHMOND, MI 48062-4110
Transaction TypeMortgage
Record UpdatedFeb 4, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address74620 MACKEY RD, RICHMOND, MI 48062-4110

Mortgage

Document Number2600005794
DateJan 21, 2026
Book Page30483/251
Instrument202600005794
Lender
NameGENISYS CU
TypeCredit Union
AddressAUBURN HILLS, MI 48326
Agreement
TypeLine of Credit
AmountAmount on Record
Term240 Months
DueJan 15, 2046
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMACOMB MI
Property Address74620 MACKEY RD, RICHMOND, MI 48062-4110
Transaction TypeMortgage
Record UpdatedJul 13, 2021
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address74620 MACKEY RD, RICHMOND, MI 48062-4110

Mortgage

Document Number2102175968
DateMay 6, 2021
Book Page27675/758
Instrument202102175968
Lender
NameNATIONSTAR MORTGAGE LLC
TypeMortgage Company
AddressCOPPELL, TX 75019
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueMay 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 74620 Mackey Rd was $3,082 with a homeowner's exemption.

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyMacomb County
County SubdivisionRichmond Township
Unified School DistrictRichmond Community Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$173,500 (-1.2%)$347,000 (-1.2%)
2025$3,082.00 Homeowner's exemption$175,600$351,200
2023$149,900$299,800
2022$2,756.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 74620 Mackey Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 4, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 74620 Mackey Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 87% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20

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