74610 Zircon Cir E, Palm Desert, CA 92260 Property Records

Riverside County property record for 74610 Zircon Cir E, Palm Desert, CA 92260

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,808 sqft · built 1984
Lot Size	0.09 acres (3,920 sqft)
Owner	Individual Name on File
Tax Bill	$3,198 (2025)
Deeds & Mortgages	Jun 2022 Reverse Mortgage Dec 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`624-111-021`

Property Details

APN / Parcel Number

Primary APN	`624-111-021`
Alternative APN	`621594010`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,808 sqft Living Area
1st Floor Area	1,808 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Mobile Home
Construction Type	Wood
Roof Material	Gravel
Lot Area	3,920 sqft (0.09 acres)
Garage Type	Carport
Garage Area	832 sqft
Carport	Carport
Carport Area	832 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Old Parcel Number	621594010
Street Address	74610 ZIRCON CIR E
City	PALM DESERT
State	CA
Zip	92260-2257
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	LOT 39 MB 077/031 TR 4399 INT IN COMMON TRS 4399 & 11215-1
Legal Subdivision	TRACT 4399
Legal Tract	4399
Legal Lot Number	39
Jurisdiction	RIVERSIDE CA
Township / Civil Division	CATHEDRAL CITY-PALM DESERT
Census Block Group	3
Census Block	3013
Census Tract	44930

Owner

74610 Zircon Cir E, a mobile home, is owned and occupied by an individual who acquired it in June 2022.

Source: Riverside County records, as of August 21, 2026

Owner of Record	Individual Name on File
Mailing Address	74610 ZIRCON CIR E, E, PALM DESERT, CA 92260-2257
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2022	Intrafamily Transfer, Transfer · Reverse Mortgage REVERSE MORTGAGE FUNDING LLC
Dec 11, 2020	Grant Deed, Transfer · FHA Mortgage NATIONS DIRECT MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 29, 2022
Deed Sale	Jun 29, 2022
Prior Sale	Dec 11, 2020 · Amount on File
Deed Document Number	2022291355
Prior Transfer Date	Mar 14, 2022
Prior Transfer Doc	0000291355
Record Updated	Oct 29, 2026

June 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RIVERSIDE CA
Recording Date	Jun 29, 2022
Property Address	74610 ZIRCON CIR E, PALM DESERT, CA 92260-2257
Document Number	0000291355
Map Reference	MB 77 PG 31-36
Instrument Date	Mar 14, 2022
Instrument	2022-0291355
Transaction Type	Transfer
Record Updated	Jul 12, 2022
Title Company	STEWART TITLE, STEWART TTL OF CA INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	74610 ZIRCON CIR E, PALM DESERT, CA 92260-2257

Mortgage

Document Number	0000291356
Date	Jun 29, 2022
Instrument	2022-0291356

Lender

Name	REVERSE MORTGAGE FUNDING LLC
Type	Reverse Mortgage Lender

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	835 Months
Due	Jan 6, 2092

Interest

Rate Type	Adjustable Rate
Rate	5.06%
Adjustable	Adjustable Rate Rider
Type Change Date	Aug 1, 2022
Change Frequency	Monthly
Index	1-Year CMT
Max Rate	10%

December 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Dec 11, 2020
Property Address	74610 ZIRCON CIR E, PALM DESERT, CA 92260-2257
Document Number	0000631959
Map Reference	MB 77 PG 31-36
Instrument Date	Oct 10, 2020
Instrument	2020-0631959
Transaction Type	Transfer
Record Updated	Sep 28, 2021
Title Company	TICOR TITLE COMPANY OF CA

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	74610 ZIRCON CIR E, PALM DESERT, CA 92260-2257

Mortgage

Document Number	0000631960
Date	Dec 11, 2020
Instrument	2020-0631960

Lender

Name	NATIONS DIRECT MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 74610 Zircon Cir E was $3,198 with a homeowner's exemption, up 2.8% from the year before.

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Municipality	Palm Desert City
Unified School District	Desert Sands Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$233,563 (+2%) Land $92,763 Building $140,800
2025	$3,198.00 (+2.8%) Homeowner's exemption	$228,985 Land $90,945 Building $138,040
2024	$3,111.00 (+2.74%)
2023	$3,028.00 (+19.73%) Homeowner's exemption	$185,191 Land $72,828 Building $112,363
2022	$2,529.00
2021			$161,820

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 74610 Zircon Cir E in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 74610 Zircon Cir E is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COACHELLA VWD: COVE COMMUNITY serves 270,000 people · EPA ID CA3310001
Water Source	Groundwater
Last State Inspection	Dec 2022
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 612 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Frontier, GeoLinks, Verizon.

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