Lincoln County property record for 7461 Waterleaf Ct, Stanley, NC 28164
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,471 sqft · built 2003 |
| Lot Size | 0.423 acres (18,426 sqft) |
| Owner | Individual Name on File |
| Last Sale | $251,000 (Jul 2003) |
| Tax Bill | $3,111 (2026) |
| Deeds & Mortgages | Jun 2023 Line of Credit Jul 2022 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 4601-78-2458 |
| Primary APN | 4601-78-2458 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,471 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Custom Design |
| Construction Type | Concrete |
| Lot Area | 18,426 sqft (0.423 acres) |
| Pool Area | 360 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 288117 |
|---|---|
| Street Address | 7461 WATERLEAF CT |
| City | STANLEY |
| State | NC |
| Zip | 28164-6826 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD-MU CU |
| Legal Description | #202 THE GATES AT W/SIDE |
| Legal Subdivision | GATES WATERSIDE XING |
| Jurisdiction | LINCOLN NC |
| Township / Civil Division | CATAWBA SPRINGS |
| Census Block Group | 2 |
| Census Block | 2020 |
| Census Tract | 71102 |
7461 Waterleaf Ct is owned and occupied by an individual who bought it in July 2003.
Source: Lincoln County records, as of August 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 7461 WATERLEAF CT, STANLEY, NC 28164-6826 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 29, 2023 | Deed of Trust, Mortgage · Line of Credit REGIONS BANK |
| Jul 18, 2022 | Deed of Trust, Mortgage · Closed-End Mortgage REGIONS BANK |
| Dec 9, 2021 | Deed of Trust, Mortgage · Conventional Mortgage REGIONS BANK |
| Sep 6, 2019 | Deed of Trust, Mortgage · Conventional Mortgage REGIONS BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 21, 2003 · Amount on File |
| Deed Sale | Jul 21, 2003 · Amount on File |
| Prior Sale | Apr 23, 2003 · Amount on File |
| Deed Book / Page | 1488 / 72 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN NC |
| Property Address | 7461 WATERLEAF CT, STANLEY, NC 28164-6826 |
| Transaction Type | Mortgage |
| Record Updated | Jul 11, 2023 |
| Title Company | MORTGAGE CONNECT LP |
| Name | Verified Name |
|---|---|
| Address | 7461 WATERLEAF CT, STANLEY, NC 28164-6826 |
| Document Number | 0003260337 |
|---|---|
| Date | Jun 29, 2023 |
| Book Page | 3260/337 |
| Instrument | 668996 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35244 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Jul 1, 2043 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN NC |
| Property Address | 7461 WATERLEAF CT, STANLEY, NC 28164-6826 |
| Transaction Type | Mortgage |
| Record Updated | Jul 29, 2022 |
| Title Company | MORTGAGE CONNECT LP |
| Name | Verified Name |
|---|---|
| Address | 7461 WATERLEAF CT, STANLEY, NC 28164-6826 |
| Document Number | 0003181153 |
|---|---|
| Date | Jul 18, 2022 |
| Book Page | 3181/153 |
| Instrument | 655085 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35244 |
| Type | Closed-End Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Aug 1, 2042 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN NC |
| Property Address | 7461 WATERLEAF CT, STANLEY, NC 28164-6826 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2021 |
| Title Company | MORTGAGE CONNECT LP, MORTGAGE CONNECT LP VENDOR |
| Name | Verified Name |
|---|
| Document Number | 0003115494 |
|---|---|
| Date | Dec 9, 2021 |
| Book Page | 3115/494 |
| Instrument | 644006 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35244 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN NC |
| Property Address | 7461 WATERLEAF CT, STANLEY, NC 28164-6826 |
| Document Number | 2848467 |
| Instrument Date | Sep 6, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 3, 2019 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 7461 WATERLEAF CT STANLEY NC 281646826, STANLEY, NC 28164-6826 |
| Document Number | 2848467 |
|---|---|
| Date | Sep 24, 2019 |
| Book Page | 002848/000467 |
| Instrument | 598224 |
| Name | REGIONS BK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35211 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 23, 2049 |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 7461 Waterleaf Ct was $3,111.
Source: Lincoln County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Lincoln County |
| Unified School District | Lincoln County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,111.00 | $536,931 Land $82,000 Building $454,931 | $536,931 Land $82,000 Building $454,931 |
| 2023 | $3,078.00 | $536,931 Land $82,000 Building $454,931 | $536,931 Land $82,000 Building $454,931 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 7461 Waterleaf Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7461 Waterleaf Ct is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 50% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| AT&T Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures