7461 Thorncrest Dr SE, Ada, MI 49301 Property Records

Kent County property record for 7461 Thorncrest Dr SE, Ada, MI 49301

Property Summary

Property TypeSingle Family Home
Details5 bd · 2 ba · 2,364 sqft · built 1966
Lot Size0.41 acres (17,860 sqft)
Owner2 Individual Names on File
Tax Bill$4,012 (2025)
Deeds & MortgagesAug 2026 Mortgage
Jan 2022 Line of Credit
+ 4 more
Flood ZoneZone X (minimal risk)
APN41-19-15-177-007

Property Details

APN / Parcel Number

Primary APN41-19-15-177-007

Interior

Bedrooms5 Beds
Full Baths2 Baths
Half Baths2 Half Baths
Stories2 Stories
Building Area2,364 sqft Living Area
1st Floor Area1,344 sqft
Basement Area672 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1966
Effective Year BuiltEffective 1966
Lot Area17,860 sqft (0.41 acres)
Garage Area484 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address7461 THORNCREST DR SE
CityADA
StateMI
Zip49301-9319
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionLOTS 17 & 18 BLK 21 * CASCADE TERRACE
Legal SubdivisionCASCADE TERRACE
Legal Block21
Legal Lot Number17-18
JurisdictionKENT MI
Township / Civil DivisionCASCADE
Census Block Group2
Census Block2006
Census Tract12202

Owner

7461 Thorncrest Dr SE is owned and occupied by two individuals who acquired it in November 2012.

Source: Kent County records, as of September 18, 2026

Owner of Record2 Individual Names on File
Mailing Address7461 THORNCREST DR SE, ADA, MI 49301-9319
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 17, 2026Deed of Trust, Mortgage · Conventional Mortgage
PNC BANK
Jan 11, 2022Deed of Trust, Mortgage · Line of Credit
PNC BANK NA
Aug 25, 2020Deed of Trust, Mortgage · Conventional Mortgage
TIAA FSB HOLDINGS INC
May 25, 2019Deed of Trust, Mortgage · Line of Credit
LAKE MI CU
Mar 3, 2018Deed of Trust, Mortgage · Line of Credit
LAKE MI CU
Sep 27, 2017Deed of Trust, Mortgage · Conventional Mortgage
LAKE MI CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 15, 2012
Deed SaleNov 15, 2012
Prior SaleApr 11, 2006
Deed Document Number2012105219
Prior Transfer DateDec 1, 2006
Prior Transfer Doc0000132744
Record UpdatedOct 29, 2026

August 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENT MI
Recording DateAug 17, 2026
Property Address7461 THORNCREST DR SE, ADA, MI 49301-9319
Document Number0000055899
Instrument DateAug 10, 2026
Instrument202655899
Transaction TypeMortgage
Record UpdatedSep 9, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address7461 THORNCREST DR SE, ADA, MI 49301-9319

Mortgage

Document Number0000055899,
DateAug 17, 2026
Instrument202655899
Lender
NamePNC BANK
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueSep 1, 2056
Interest
Rate TypeFixed Rate
Initial TypeFixed Rate
Max Rate-1%

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENT MI
Property Address7461 THORNCREST DR SE, ADA, MI 49301-9319
Transaction TypeMortgage
Record UpdatedFeb 7, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address7461 THORNCREST DR W, ADA, MI 49301

Mortgage

Document Number0000003144
DateJan 11, 2022
Instrument20220111-0003144
Lender
NamePNC BANK NA
TypeBank
AddressDAYTON, OH 45401
Agreement
TypeLine of Credit
AmountAmount on Record
Term479 Months
DueDec 15, 2061
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENT MI
Property Address7461 THORNCREST DR SE, ADA, MI 49301-9319
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000076650
DateAug 25, 2020
Instrument20200825-0076650
Lender
NameTIAA FSB HOLDINGS INC
TypeBank
AddressJACKSONVILLE, FL 32202
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueSep 1, 2035

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENT MI
Property Address7461 THORNCREST DR SE, ADA, MI 49301-9319
Document Number0000040103
Instrument DateMay 25, 2019
Transaction TypeMortgage
Record UpdatedJun 25, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address7461 THORNCREST DR SE ADA MI 493019319, ADA, MI 49301-9319

Mortgage

Document Number0000040103
DateJun 10, 2019
Instrument40103
Lender
NameLAKE MI CU
TypeCredit Union
AddressGRAND RAPIDS, MI 49501-2848
Agreement
TypeLine of Credit
AmountAmount on Record
Term300 Months
DueJun 9, 2044
Interest
Rate TypeAdjustable Rate

March 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENT MI
Property Address7461 THORNCREST DR SE, ADA, MI 49301-9319
Document Number0000018303
Instrument DateMar 3, 2018
Transaction TypeMortgage
Record UpdatedMar 26, 2018
Title CompanyATA NATIONAL TITLE GROUP LLC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address7461 THORNCREST DR SE ADA MI 493019319, ADA, MI 49301-9319

Mortgage

Document Number0000018303
DateMar 13, 2018
Instrument18303
Lender
NameLAKE MI CU
TypeCredit Union
AddressGRAND RAPIDS, MI 49501-2848
Agreement
TypeLine of Credit
AmountAmount on Record
Term300 Months
DueMar 12, 2043
Interest
Rate TypeAdjustable Rate

September 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENT MI
Property Address7461 THORNCREST DR SE, ADA, MI 49301-9319
Document Number0000085983
Instrument DateSep 27, 2017
Transaction TypeMortgage
Record UpdatedNov 1, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address7461 THORNCREST DR SE ADA MI 493019319, ADA, MI 49301-9319

Mortgage

Document Number0000085983
DateOct 11, 2017
Instrument85983
Lender
NameLAKE MI CU
TypeCredit Union
AddressGRAND RAPIDS, MI 49501
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueOct 10, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 7461 Thorncrest Dr SE was $4,012.

Source: Kent County assessment roll, as of September 18, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyKent County
County SubdivisionCascade Charter Township
Unified School DistrictForest Hills Public Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$244,800 (+6.62%)$489,600 (+6.62%)
2025$4,012.00 Homeowner's exemption$229,600$459,200
2023$191,700$383,400
2019$3,433.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7461 Thorncrest Dr SE in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7461 Thorncrest Dr SE is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemADA TOWNSHIP
serves 7,584 people · EPA ID MI0000012
Water SourcePurchased surface water from GRAND RAPIDS
Last State InspectionDec 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2023
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 245 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

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