7461 Solitude Rd, Saint Michaels, MD 21663 Property Records

Talbot County property record for 7461 Solitude Rd, Saint Michaels, MD 21663

Property Summary

Property Type	Rural Home
Details	2 ba · 2,966 sqft · built 1920
Lot Size	20 acres (871,200 sqft)
Owner	Individual Name on File
Last Sale	$800,000 (Dec 2020)
Tax Bill	$4,964 (2026)
Deeds & Mortgages	Sep 2026 Line of Credit Sep 2026 Sale + 6 more
Flood Zone	Zone X (minimal risk)
APN	`02-104210`

Property Details

APN / Parcel Number

Primary APN	`02-104210`
Alternative APNs	`2104210` `104210`

Interior

Full Baths	2 Baths
Units	2 Units
Stories	2 Stories
Building Area	2,966 sqft Total Area

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	871,200 sqft (20 acres)

Exterior Amenities

Porch	Slab
Porch Area	494 sqft
Deck Area	120 sqft
Shed	1 Shed
Shed Area	2,170 sqft
Milk House	252 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	104210
Street Address	7461 SOLITUDE RD
City	SAINT MICHAELS
State	MD
Zip	21663-2827
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	20.0003 AC S/S SOLITUDE RD NR ROYAL OAK
Jurisdiction	TALBOT MD
Township / Civil Division	2, ST. MICHAELS
Census Block Group	1
Census Block	1032
Census Tract	960600

Owner

7461 Solitude Rd, a rural home, is owned and occupied by an individual who bought it in December 2020.

Source: Talbot County records, as of September 30, 2026

Owner of Record	Individual Name on File
Mailing Address	7461 SOLITUDE RD, SAINT MICHAELS, MD 21663-2827
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2026	Deed of Trust, Mortgage · Line of Credit LEAD BANK
Sep 4, 2026	Deed, Transfer NONE LISTED ON DOCUMENT
Nov 16, 2021	Deed of Trust, Mortgage · Line of Credit THE PEOPLES BANK
Sep 26, 2022	Deed of Trust, Mortgage · Line of Credit MANUFACTURERS & TRADERS TRUST CO
Mar 27, 2026	Deed, Transfer EASTERN MT TITLE COMPANY, EASTERN SHORE TITLE COMPANY
Mar 5, 2026	Deed, Transfer · Conventional Mortgage RADIUS FINANCIAL GROUP INC
Sep 24, 2018	Deed of Trust, Mortgage · Commercial Mortgage CNB
Dec 21, 2020	Deed, Transfer · Line of Credit MIDATLANTIC FARM CREDIT ACA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 21, 2020 · Amount on File
Deed Sale	Dec 21, 2020 · Amount on File
Deed Book / Page	2784 / 331
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TALBOT MD
Recording Date	Sep 21, 2026
Property Address	7461 SOLITUDE RD, SAINT MICHAELS, MD 21663-2827
Document Number	3298000416
Book / Page	3298 / 416
Instrument Date	Sep 14, 2026
Transaction Type	Mortgage
Record Updated	Sep 30, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLU

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7461 SOLITUDE RD, SAINT MICHAELS, MD 21663-2827

Mortgage

Document Number	3298000416,
Date	Sep 21, 2026
Book Page	3298/416

Lender

Name	LEAD BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Sep 14, 2046

Interest

Max Rate	-1%

September 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	TALBOT MD
Recording Date	Sep 4, 2026
Property Address	7461 SOLITUDE RD, SAINT MICHAELS, MD 21663-2827
Document Number	3294000450
Book / Page	3294 / 450
Instrument Date	Aug 31, 2026
Transaction Type	Transfer
Record Updated	Sep 17, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7461 SOLITUDE RD, SAINT MICHAELS, MD 21663-2827

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TALBOT MD
Property Address	7461 SOLITUDE RD, ST MICHAELS, MD 21663-2827
Transaction Type	Mortgage
Record Updated	Mar 25, 2026
Title Company	EASTERN MT TITLE COMPANY, EASTERN SHORE TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7461 SOLITUDE RD, SAINT MICHAELS, MD 21663-2827

Mortgage

Document Number	0029180143
Date	Nov 16, 2021
Book Page	2918/143

Lender

Name	THE PEOPLES BANK
Type	Bank
Address	SAINT MICHAELS, MD 21663

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	15 Months
Due	Feb 15, 2023

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TALBOT MD
Property Address	7461 SOLITUDE RD, ST MICHAELS, MD 21663-2827
Transaction Type	Mortgage
Record Updated	Mar 25, 2026
Title Company	RGS TITLE LLC MATS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0030060103
Date	Sep 26, 2022
Book Page	3006/103

Lender

Name	MANUFACTURERS & TRADERS TRUST CO
Type	Bank
Address	BUFFALO, NY 14203

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	TALBOT MD
Recording Date	Mar 27, 2026
Property Address	7461 SOLITUDE RD, ST MICHAELS, MD 21663-2827
Document Number	0032540102
Book / Page	3254 / 102
Instrument Date	Mar 13, 2026
Transaction Type	Transfer
Record Updated	Apr 14, 2026
Title Company	EASTERN MT TITLE COMPANY, EASTERN SHORE TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7461 SOLITUDE RD, SAINT MICHAELS, MD 21663-2827

March 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	TALBOT MD
Recording Date	Mar 5, 2026
Property Address	7461 SOLITUDE RD, ST MICHAELS, MD 21663-2827
Document Number	0032480482
Book / Page	3248 / 482
Instrument Date	Feb 2, 2026
Transaction Type	Transfer
Record Updated	Mar 25, 2026
Title Company	EASTERN MT TITLE COMPANY, EASTERN SHORE TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7461 SOLITUDE RD, ST MICHAELS, MD 21663-2827

Mortgage

Document Number	0003250486
Date	Mar 5, 2026
Instrument	3250/486

Lender

Name	RADIUS FINANCIAL GROUP INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2056

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TALBOT MD
Property Address	7461 SOLITUDE RD, ST MICHAELS, MD 21663-2827
Transaction Type	Mortgage
Record Updated	May 3, 2022
Title Company	EASTERN SHORE TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0025660007
Date	Sep 24, 2018
Book Page	2566/007

Lender

Name	CNB
Type	Bank
Address	EASTON, MD 21601

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	TALBOT MD
Recording Date	Dec 21, 2020
Property Address	7461 SOLITUDE RD, ST MICHAELS, MD 21663-2827
Document Number	0027840331
Book / Page	2784 / 331
Map Reference	LB 510 FO 03
Instrument Date	Dec 8, 2020
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	EASTERN SHORE TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	7461 SOLITUDE RD, SAINT MICHAELS, MD 21663-2827

Mortgage

Document Number	0002784339
Date	Dec 21, 2020
Instrument	2784/339

Lender

Name	MIDATLANTIC FARM CREDIT ACA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 7461 Solitude Rd was $4,964, up 6.8% from the year before.

Source: Talbot County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Talbot County
Unified School District	Talbot County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,964.00 (+6.75%)	$525,533 (+5.23%)	$577,800 (+15.7%) Land $194,500 Building $383,300
2025	$4,650.00	$499,400 Land $184,500 Building $314,900	$499,400 Land $184,500 Building $314,900
2023	$3,910.00	$457,133	$499,400 Land $184,500 Building $314,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7461 Solitude Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 252 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	252 in force
Nearby Flood Claims	80 (1996–2026)
Claims Outside the SFHA	27 of 80
Most Recent Claim	Jul 2026 · rainfall accumulation
Claims by Event	Hurricane Sandy, Oct 2012 · 2 claims Hurricane Isabel, Sep 2003 · 62 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7461 Solitude Rd is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 77% of Maryland
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Breezeline Cable	250 / 20

Cell Coverage

4G LTE (outdoors only), no 5G reported

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