7460 55th St, Lubbock, TX 79407 Property Records

Lubbock County property record for 7460 55th St, Lubbock, TX 79407

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,871 sqft · built 2024
Lot Size	0.247 acres (10,780 sqft)
Owner	Individual Name on File
Tax Bill	$1,243 (2025)
Deeds & Mortgages	Oct 2024 Construction Loan Apr 2025 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R349690`

Property Details

APN / Parcel Number

Primary APN	`R349690`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,871 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2024
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	10,780 sqft (0.247 acres)
Garage Area	851 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	7460 55TH ST
City	LUBBOCK
State	TX
Zip	79407-2547
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ESCONDIDO RANCH L 290A
Legal Subdivision	ESCONDIDO RANCH
Jurisdiction	LUBBOCK TX
Township / Civil Division	LUBBOCK
Census Block Group	2
Census Block	2031
Census Tract	10419

Owner

7460 55th St is owned and occupied by an individual who acquired it in April 2025.

Source: Lubbock County records, as of February 19, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	7460 55TH ST, LUBBOCK, TX 79407-2547
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 17, 2024	Deed of Trust, Mortgage · Construction Mortgage FIRST BANK & TRUST
Apr 30, 2025	Vendor's Lien, Subdivision Related Transfer · Conventional Mortgage ALLIANCE CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 30, 2025
Deed Sale	Apr 30, 2025
Deed Document Number	2025016369
Record Updated	Jun 8, 2026

October 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUBBOCK TX
Property Address	7460 55TH ST, LUBBOCK, TX 79407-2547
Transaction Type	Mortgage
Record Updated	Oct 8, 2025
Title Company	SERVICE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000041621
Date	Oct 17, 2024
Instrument	2024041621

Lender

Name	FIRST BANK & TRUST
Type	Bank
Address	LUBBOCK, TX 79424

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Oct 4, 2025

April 2025: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	LUBBOCK TX
Recording Date	Apr 30, 2025
Property Address	7460 55TH ST, LUBBOCK, TX 79407-2547
Document Number	0000016369
Map Reference	DOC 2023030163
Instrument Date	Apr 25, 2025
Instrument	2025016369
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 20, 2026
Title Company	SERVICE TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7460 55TH ST, LUBBOCK, TX 79407-2547

Mortgage

Document Number	0000016370
Date	Apr 30, 2025
Instrument	2025016370

Lender

Name	ALLIANCE CU
Type	Credit Union
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2055

Tax Assessment & Valuation

The 2025 property tax bill for 7460 55th St was $1,243.

Source: Lubbock County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Lubbock County
Municipality	Lubbock City
Unified School District	Frenship Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,243.00	$60,375 Land $60,375	$60,375 Land $60,375

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7460 55th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 16 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	16 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7460 55th St is high, ranking above 70% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 70% of the US · above 59% of Texas
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LUBBOCK PUBLIC WATER SYSTEM serves 266,450 people · EPA ID TX1520002
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 325 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Optimum Cable	940 / 35
Telespan Fixed Wireless	100 / 40

May also be available: Metronet, Verizon.

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