746 Winthrop St, Mount Pleasant, SC 29464 Property Records

Charleston County property record for 746 Winthrop St, Mount Pleasant, SC 29464

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,582 sqft · built 1958
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on File
Tax Bill	$1,507 (2025)
Deeds & Mortgages	Jan 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`532-06-00-263`

Property Details

APN / Parcel Number

Primary APN	`532-06-00-263`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,582 sqft Living Area
1st Floor Area	1,582 sqft

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Architectural Style	Bungalow
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	133 ft deep x 75 ft wide
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	148 sqft
Deck Area	88 sqft
Patio Area	176 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	746 WINTHROP ST
City	MOUNT PLEASANT
State	SC
Zip	29464-4425
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DESCRIPTION -LT 30 B
Legal Lot Number	30
Jurisdiction	CHARLESTON SC
Township / Civil Division	MOUNT PLEASANT
Census Block Group	3
Census Block	3009
Census Tract	4701

Owner

746 Winthrop St is owned and occupied by an individual who acquired it in March 2005.

Source: Charleston County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	746 WINTHROP ST, MOUNT PLEASANT, SC 29464-4425
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Mar 6, 2005
Transfer Doc	N5300876
Record Updated	Oct 29, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	746 WINTHROP ST, MOUNT PLEASANT, SC 29464-4425
Document Number	0853/0889
Instrument Date	Jan 3, 2020
Transaction Type	Mortgage
Record Updated	Feb 20, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	746 WINTHROP ST MOUNT PLEASANT SC 294644425, MOUNT PLEASANT, SC 29464-4425

Mortgage

Document Number	0853/0889
Date	Jan 17, 2020
Book Page	000853/000889

Lender

Name	SOUTH ST BK
Type	Bank
Address	CHARLESTON, SC 29423-9910

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Jan 16, 2030

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 746 Winthrop St was $1,507, up 11.5% from the year before.

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Charleston County
Municipality	Mount Pleasant Town
Unified School District	Charleston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,507.00 (+11.55%)	$361,596 (+2,776.66%) Land $210,851 Building $150,745	$1,397,200 Land $762,500 Building $634,700
2024	$1,351.00	$12,570
2022	$1,221.00	$12,570	$605,200 Land $352,900 Building $252,300
2020			$605,200 Land $352,900 Building $252,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 746 Winthrop St in Zone X, an area of minimal flood risk, though there have been 63 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 120 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	120 in force
Nearby Flood Claims	63 (1979–2023)
Claims Outside the SFHA	21 of 63
Most Recent Claim	Dec 2023 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 7 claims Hurricane Matthew, Oct 2016 · 5 claims Hurricane Hugo, Sep 1989 · 20 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 746 Winthrop St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 98.2% of South Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MT PLEASANT WATERWORKS serves 91,500 people · EPA ID SC1010002
Water Source	Purchased surface water from CHARLESTON WATER SYSTEM
Last State Inspection	Dec 2022
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 379 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20