746 Windy Ridge Dr, Ballwin, MO 63021 Property Records

St. Louis County property record for 746 Windy Ridge Dr, Ballwin, MO 63021

Property Summary

Property Type	Condominium
Details	3 bd · 3.5 ba · 1,668 sqft · built 1983
Lot Size	0.038 acres (1,668 sqft)
Owner	Individual Name on Record
Last Sale	$322,192 (Jan 2026)
Tax Bill	$2,741 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Jan 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`25R-64-0325`

Property Details

APN / Parcel Number

Primary APN	`25R-64-0325`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,668 sqft Living Area
Gross Area	1,936 sqft
1st Floor Area	700 sqft
Family Room	Family Room
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Architectural Style	Condo/Apartment
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	1,668 sqft (0.038 acres)
View / Lot	Cul-De-Sac
Garage Type	Attached
Garage Area	228 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Stoop
Deck Area	81 sqft
Patio Area	81 sqft
Balcony Area	40 sqft
Poultry House	40 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	746 WINDY RIDGE DR
City	BALLWIN
State	MO
Zip	63021-7725
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R4
Legal Description	TREETOP CONDOMINIUMS CONDOMINIUM PLAT ONE-K UNIT 132 0.3735% IN COMMON ELEMENTS 10 6 83 (9283 354 )
Legal Subdivision	TREETOP CONDOMINIUMS CONDOMINIUM PLAT
Jurisdiction	ST LOUIS MO
Township / Civil Division	QUEENY
Census Block Group	2
Census Block	2007
Census Tract	217942

Owner

Source: St. Louis County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	746 WINDY RIDGE DR, BALLWIN, MO 63021-7725
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Jun 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage CENTRAL BANK OF ST LOUIS
Jan 16, 2026	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Jan 16, 2026	Intrafamily Transfer, Transfer CTG
Jul 30, 2018	Warranty Deed, Transfer US BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 16, 2026 · Amount on Record
Deed Sale	Jan 16, 2026 · Amount on Record
Prior Sale	Jul 30, 2018 · Amount on Record
Deed Document Number	202636
Prior Transfer Date	Jan 6, 2026
Prior Transfer Doc	0000000035
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	746 WINDY RIDGE DR, BALLWIN, MO 63021-7725
Transaction Type	Mortgage
Record Updated	Jun 8, 2026
Title Company	TOUCHSTONE TITLE AND ABSTRACT, TOUCHSTONE TITLE & ABSTRACT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	746 WINDY RIDGE DR, BALLWIN, MO 63021-7725
Investor	Possibly a Property Investor

Mortgage

Document Number	0249103305
Date	Jun 7, 2021
Book Page	24910/3305
Instrument	2021060701088

Lender

Name	CENTRAL BANK OF ST LOUIS
Type	Bank
Address	SAINT LOUIS, MO 63105

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jun 1, 2041

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Jan 16, 2026
Property Address	746 WINDY RIDGE DR, BALLWIN, MO 63021-7725
Document Number	2026011600036
Map Reference	MB 218 PG 93&94
Instrument Date	Jan 13, 2026
Instrument	2026011600036
Transaction Type	Transfer
Record Updated	Jun 8, 2026
Title Company	CLEAR TITLE GROUP LLC, CLEAR TITLE GROUP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4067 JACOBS LNDG, SAINT CHARLES, MO 63304-7495

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	746 WINDY RIDGE DR, BALLWIN, MO 63021-7725

Mortgage

Document Number	2026011600037
Date	Jan 16, 2026
Instrument	2026011600037

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	253 Months
Due	Feb 1, 2047

January 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST LOUIS MO
Recording Date	Jan 16, 2026
Property Address	746 WINDY RIDGE DR, BALLWIN, MO 63021-7725
Document Number	2026011600035
Map Reference	MB 218 PG 93&94
Instrument Date	Jan 6, 2026
Instrument	2026011600035
Transaction Type	Transfer
Record Updated	Jun 8, 2026
Title Company	CTG

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	746 WINDY RIDGE DR, BALLWIN, MO 63021-7725

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	746 WINDY RIDGE DR, BALLWIN, MO 63021-7725

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Jul 30, 2018
Property Address	746 WINDY RIDGE DR, BALLWIN, MO 63021-7725
Document Number	0231302842
Book / Page	023130 / 002842
Instrument Date	Jul 25, 2018
Instrument	585
Transaction Type	Transfer
Record Updated	Sep 18, 2018
Title Company	INVESTORS TITLE COMPANY-CLAYTON

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	746 WINDY RIDGE DR BALLWIN MO 630217725, BALLWIN, MO 63021-7725

Mortgage

Document Number	231302845
Date	Jul 30, 2018
Book Page	023130/002845
Instrument	586

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 29, 2048

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Unified School District	Parkway C-2 School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$44,940 (-) Land $13,950 Building $30,990	$236,500 (-) Land $73,400 Building $163,100
2025	$2,741.00 (+4.38%)	$44,940 (+10.42%) Land $13,950 Building $30,990	$236,500 (+10.41%) Land $73,400 Building $163,100
2024	$2,626.00 (-0.94%)
2023	$2,651.00	$40,700 Land $7,920 Building $32,780	$214,200 Land $41,700 Building $172,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1983)
Most Recent Claim	May 1983 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 406 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: i3 Broadband, Wisper ISP.

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