746 Windemere Rd, Wilmington, NC 28405 Property Records

New Hanover County property record for 746 Windemere Rd, Wilmington, NC 28405

Property Summary

Property Type	Single Family Home
Details	5 bd · 5.5 ba · 4,356 sqft · built 2018
Lot Size	0.49 acres (21,344 sqft)
Owner	Individual Name on Record
Last Sale	$158,000 (Dec 2017)
Tax Bill	$7,566 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Nov 2018 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`R05008-003-027-000`

Property Details

APN / Parcel Number

Primary APN	`R05008-003-027-000`

Interior

Bedrooms	5 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	4,356 sqft Living Area
1st Floor Area	3,139 sqft
Basement Area	3,139 sqft
Finished Basement	3,139 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Traditional
Exterior Material	Brick
Lot Area	21,344 sqft (0.49 acres)
Terrain	Low
Garage Area	576 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	831 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Street Address	746 WINDEMERE RD
City	WILMINGTON
State	NC
Zip	28405-3932
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-15,RESID
Legal Description	LOT 244 SEC 8 WINDEMERE
Legal Subdivision	WINDEMERE
Legal Block	3
Legal Lot Number	244
Jurisdiction	NEW HANOVER NC
Township / Civil Division	WILMINGTON
Census Block Group	2
Census Block	2008
Census Tract	11701

Owner

Source: New Hanover County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	746 WINDEMERE RD, WILMINGTON, NC 28405-3932
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage SEATRUST MORTGAGE CO
Nov 1, 2018	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BK
Nov 1, 2018	Deed of Trust, Mortgage ALPHA MTG CORP
Jun 8, 2018	Trustee's Deed, Construction Loan · Construction Mortgage NORTH ST BK
Oct 19, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 14, 2017 · Amount on Record
Deed Sale	Dec 14, 2017 · Amount on Record
Prior Sale	Dec 30, 2015 · Amount on Record
Deed Document Number	201740135
Deed Book / Page	6108 / 2495
Prior Transfer Date	Sep 12, 2017
Prior Transfer Doc	00608801843
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEW HANOVER NC
Property Address	746 WINDEMERE RD, WILMINGTON, NC 28405-3932
Transaction Type	Mortgage
Record Updated	Aug 23, 2022
Title Company	BESTON NATIONAL TITLE AGENCY LLC, BOSTON NATIONAL TTL AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00646501545
Date	Jun 30, 2021
Book Page	6465/1545
Instrument	2021032388

Lender

Name	SEATRUST MORTGAGE CO
Type	Mortgage Company
Address	WILMINGTON, NC 28405

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEW HANOVER NC
Property Address	746 WINDEMERE RD, WILMINGTON, NC 28405-3932
Document Number	0061772412
Instrument Date	Nov 1, 2018
Transaction Type	Mortgage
Record Updated	Mar 7, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	726 WINDEMERE RD RALEIGH NC 27611, RALEIGH, NC 27611

Mortgage

Document Number	0061772412
Date	Nov 6, 2018
Book Page	006177/002412
Instrument	33633

Lender

Name	FIRST CITIZENS BK
Type	Bank
Address	RALEIGH, NC 27603

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEW HANOVER NC
Property Address	746 WINDEMERE RD, WILMINGTON, NC 28405-3932
Document Number	0061772399
Instrument Date	Nov 1, 2018
Transaction Type	Mortgage
Record Updated	Nov 14, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	746 WINDEMERE RD WILMINGTON NC 284053932, WILMINGTON, NC 28405-3932

Mortgage

Document Number	0061772399
Date	Nov 6, 2018
Book Page	006177/002399
Instrument	33632

Lender

Name	ALPHA MTG CORP
Address	WILMINGTON, NC 28403

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 5, 2048

June 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	NEW HANOVER NC
Recording Date	Jun 8, 2018
Property Address	746 WINDEMERE RD, WILMINGTON, NC 28405-3932
Document Number	0061471913
Book / Page	006147 / 001913
Instrument Date	Jun 8, 2018
Instrument	17917
Transaction Type	Construction Loan
Record Updated	Jun 20, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	726 WINDEMERE RD WILMINGTON NC 284053932, WILMINGTON, NC 28405-3932

Mortgage

Document Number	61471913
Date	Jun 8, 2018
Book Page	006147/001913
Instrument	17917

Lender

Name	NORTH ST BK
Type	Bank
Address	WILMINGTON, NC 28403

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jun 7, 2019

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NEW HANOVER NC
Recording Date	Oct 19, 2017
Property Address	746 WINDEMERE RD, WILMINGTON, NC 28405-3932
Document Number	0060962323
Book / Page	006096 / 002323
Instrument Date	Oct 17, 2017
Instrument	34081
Transaction Type	Transfer
Record Updated	Nov 1, 2017
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 1490 WRIGHTSVILLE BEACH NC 284801490, WRIGHTSVILLE BEACH, NC 28480-1490

Tax Assessment & Valuation

Source: New Hanover County assessment roll, as of October 10, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	New Hanover County
Municipality	Wilmington City
Unified School District	New Hanover County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,285,700 (-) Land $333,400 Building $952,300	$1,285,700 (-) Land $333,400 Building $952,300
2025	$7,566.00 (+16.36%)	$1,285,700 (+72.02%) Land $333,400 Building $952,300	$1,285,700 (+72.02%) Land $333,400 Building $952,300
2024	$6,502.00 (+2.96%)
2023	$6,315.00 (-0.58%)	$747,400 Land $135,700 Building $611,700	$747,400 Land $135,700 Building $611,700
2022	$6,352.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 45 policies
Nearby Flood Policies	45 in force
Nearby Flood Claims	11 (1990–2018)
Claims Outside the SFHA	11 of 11
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.5% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CFPUA-WILMINGTON serves 212,227 people · EPA ID NC0465010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 269 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
T-Mobile Fiber · Fixed Wireless	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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