746 W Sandra Ter, Phoenix, AZ 85023 Property Records

Maricopa County property record for 746 W Sandra Ter, Phoenix, AZ 85023

Property Summary

Property Type	Single Family Home
Details	4 ba · 3,309 sqft · built 1994
Lot Size	0.223 acres (9,718 sqft)
Owner	2 Trust Names on File
Last Sale	$460,000 (Mar 2019)
Tax Bill	$4,535 (2025)
Deeds & Mortgages	Sep 2020 Mortgage May 2021 Transfer + 1 more
Flood Zone	Zone X (moderate risk)
APN	`208-13-590`

Property Details

APN / Parcel Number

Primary APN	`208-13-590`

Interior

Full Baths	4 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,309 sqft Living Area
1st Floor Area	1,726 sqft
2nd Floor Area	1,583 sqft

Exterior

Year Built	Built 1994
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Clay Tile
Lot Area	9,718 sqft (0.223 acres)
Parking Spaces	3 Parking Spaces
Pool Area	565 sqft
Patio Area	273 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	746 W SANDRA TER
City	PHOENIX
State	AZ
Zip	85023-3586
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-6
Legal Description	MOONLIGHT COVE 3 MCR 366/16
Legal Range	03E
Legal Township	03N
Legal Section	06
Legal Quarter	NE
Quarter-Quarter Section	SE
Legal Subdivision	MOONLIGHT COVE 3
Legal Lot Number	57
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	2
Census Block	2008
Census Tract	103604

Owner

746 W Sandra Ter is owner-occupied and held in a trust since May 2021.

Source: Maricopa County records, as of November 20, 2025

Owner of Record	2 Trust Names on File
Co-owner	Co-owner on File
Mailing Address	746 W SANDRA TER, PHOENIX, AZ 85023-3586
Occupancy	Owner Occupied
Owner Type	Company, Secondary Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
May 27, 2021	Intrafamily Transfer, Transfer
Mar 5, 2019	Warranty Deed, Transfer · Conventional Mortgage AMERICAN FINANCIAL NETWORK INC

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Mar 5, 2019 · Amount on File
Deed Sale	Mar 5, 2019 · Amount on File
Prior Sale	Mar 5, 2019 · Amount on File
Deed Document Number	0000151324
Last Transfer Date	May 27, 2021
Transfer Doc	0000592946
Record Updated	Jun 8, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	746 W SANDRA TER, PHOENIX, AZ 85023-3586
Transaction Type	Mortgage
Record Updated	Jun 7, 2021
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	746 W SANDRA TER, PHOENIX, AZ 85023-3586

Mortgage

Document Number	0000931253
Date	Sep 30, 2020
Instrument	20200931253

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARICOPA AZ
Recording Date	May 27, 2021
Property Address	746 W SANDRA TER, PHOENIX, AZ 85023-3586
Document Number	0000592946
Map Reference	MB 366 PG 16
Instrument Date	May 27, 2021
Instrument	20210592946
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	746 W SANDRA TER, PHOENIX, AZ 85023-3586

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Mar 5, 2019
Property Address	746 W SANDRA TER, PHOENIX, AZ 85023-3586
Document Number	0000151324
Map Reference	MB 366 PG 16
Instrument Date	Feb 1, 2019
Instrument	20190151324
Transaction Type	Transfer
Record Updated	Jun 7, 2021
Title Company	EMPIRE WEST TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	545 W VILLA MARIA DR, 545, PHOENIX, AZ 85023-6499

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	746 W SANDRA TER, PHOENIX, AZ 85023-3586

Mortgage

Document Number	0000151325
Date	Mar 5, 2019
Instrument	20190151325

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 746 W Sandra Ter was $4,535.

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Secondary School District	Glendale Union High School District (09 - 12)
Elementary School District	Washington Elementary District (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$58,930	$589,300 Land $117,800 Building $471,500
2025	$4,535.00
2024		$60,910	$609,100 Land $121,800 Building $487,300
2023	$4,252.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 746 W Sandra Ter in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 746 W Sandra Ter has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 850 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber · Cable in parts of the area	2,000 / 35
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	400 / 150
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	140 / 20

May also be available: T-Mobile.

Nearby Properties on W Sandra Ter

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures