746 W Flora St, Ontario, CA 91762 Property Records

San Bernardino County property record for 746 W Flora St, Ontario, CA 91762

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,087 sqft · built 1952
Lot Size	0.186 acres (8,100 sqft)
Owner	Individual Name on Record
Last Sale	$208,000 (Dec 2011)
Tax Bill	$2,883 (2025)
Deeds & Mortgages	Jan 2023 Line of Credit Jan 2021 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`1048-312-20-0000`

Property Details

APN / Parcel Number

Primary APN	`1048-312-20-0000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,087 sqft Living Area
Gross Area	1,447 sqft
1st Floor Area	1,087 sqft
Family Room	Family Room

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Architectural Style	Conventional
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	8,100 sqft (0.186 acres)
Garage Type	Attached
Garage Area	360 sqft
Parking Spaces	1 Parking Space
Porch	Patio/Porch
Porch Area	340 sqft
Patio Area	340 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Floor/Wall Furnace
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	746 W FLORA ST
City	ONTARIO
State	CA
Zip	91762-3012
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 3781 LOT 37
Legal Subdivision	TRACT 3781
Legal Tract	3781
Legal Block	3
Legal Lot Number	37
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	ONTARIO
Census Block Group	3
Census Block	3012
Census Tract	1104

Owner

Source: San Bernardino County records, as of August 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	746 W FLORA ST, ONTARIO, CA 91762-3012
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Jan 9, 2023	Deed of Trust, Mortgage · Line of Credit LENDAGE LLC
Jan 11, 2021	Deed of Trust, Mortgage · Conventional Mortgage PMAC LENDING SERVICES INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 14, 2011 · Amount on Record
Deed Sale	Dec 14, 2011 · Amount on Record
Deed Document Number	2011530808
Record Updated	Sep 20, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	746 W FLORA ST, ONTARIO, CA 91762-3012
Transaction Type	Mortgage
Record Updated	Jan 24, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	746 W FLORA ST, ONTARIO, CA 91762-3012

Mortgage

Document Number	0000005444
Date	Jan 9, 2023
Instrument	2023-0005444

Lender

Name	LENDAGE LLC
Type	Mortgage Company
Address	SAN MATEO, CA 94402

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	181 Months
Due	Feb 1, 2038

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	746 W FLORA ST, ONTARIO, CA 91762-3012
Transaction Type	Mortgage
Record Updated	Aug 31, 2021
Title Company	WFG NATIONAL TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	746 W FLORA ST, ONTARIO, CA 91762-3012

Mortgage

Document Number	0000013360
Date	Jan 11, 2021
Instrument	2021-0013360

Lender

Name	PMAC LENDING SERVICES INC
Type	Mortgage Company
Address	BREA, CA 92821

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	Ontario City
Secondary School District	Chaffey Joint Union High School District (09 - 12)
Elementary School District	Ontario-Montclair School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$266,486 (+2%) Land $93,269 Building $173,217
2025	$2,883.00 (+5.26%)	$261,261 (+4.04%) Land $91,440 Building $169,821
2023	$2,739.00 (+1.37%)	$251,115 Land $87,889 Building $163,226
2022	$2,702.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1979–2016)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Jan 2016

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ONTARIO MUNICIPAL UTILITIES COMPANY serves 185,010 people · EPA ID CA3610034
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 750 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, GeoLinks.

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