746 W 23rd St, Merced, CA 95340 Property Records

Merced County property record for 746 W 23rd St, Merced, CA 95340

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,565 sqft · built 1940
Lot Size0.172 acres (7,500 sqft)
Owner2 Individual Names on Record
Last Sale$150,000 (Aug 2016)
Tax Bill$1,865 (2025)
Deeds & MortgagesFeb 2021 Mortgage
Flood ZoneZone AO (high risk)
APN030-172-003-000

Property Details

APN / Parcel Number

Primary APN030-172-003-000
Alternative APN
  • 030-172-003

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories1 Story
Building Area1,565 sqft Living Area
Gross Area1,925 sqft
1st Floor Area1,565 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1957
Architectural StyleCustom Design
Construction TypeWood
Roof MaterialOther
Lot Area7,500 sqft (0.172 acres)
Garage TypeAttached
Garage Area360 sqft
Parking Spaces1 Parking Space
PorchPorch
Porch Area91 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Old Parcel Number030-172-003
Street Address746 W 23RD ST
CityMERCED
StateCA
Zip95340-3610
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR315
Legal DescriptionMERCED LOT 6 BLK 72
Legal SubdivisionMERCED
Legal Block72
Legal Lot Number6
JurisdictionMERCED CA
Township / Civil DivisionMERCED
Census Block Group2
Census Block2034
Census Tract1301

Owner

Source: Merced County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address746 W 23RD ST, MERCED, CA 95340-3610
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 12, 2016 · Amount on Record
Deed SaleAug 12, 2016 · Amount on Record
Prior SaleMar 26, 2010
Deed Document Number201627298
Prior Transfer DateMay 3, 2006
Prior Transfer Doc0000032506
Record UpdatedOct 29, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMERCED CA
Property Address746 W 23RD ST, MERCED, CA 95340-3610
Transaction TypeMortgage
Record UpdatedMar 8, 2021
Title CompanyAMROCK INC, AMROCK

Transferred To (Grantee/Buyer)

NameVerified Name
Address746 W 23RD ST, MERCED, CA 95340-3610

Mortgage

Document Number0000005127
DateFeb 4, 2021
Instrument2021005127
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 1, 2051

Tax Assessment & Valuation

Source: Merced County assessment roll, as of August 21, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyMerced County
MunicipalityMerced City
Elementary School DistrictMerced City Elementary School District (KG - 08)
Secondary School DistrictMerced Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$177,561 (+2%) Land $53,266 Building $124,295
2025$1,865.00 (+7.43%) Homeowner's exemption$174,080 (+4.04%) Land $52,222 Building $121,858
2023$1,736.00 (+1.46%) Homeowner's exemption$167,323 Land $50,196 Building $117,127
2022$1,711.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AO
high risk · sheet flow 1–3 ft
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 130 policies
Nearby Flood Policies130 in force
Nearby Flood Claims8 (1995–2023)
Most Recent ClaimJul 2023 · other causes
Claims by Event
  • Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MERCED
serves 96,073 people · EPA ID CA2410009
Water SourceGroundwater
Last State InspectionSep 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 461 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
unWired Broadband
Fixed Wireless
400 / 50
Verizon
Fixed Wireless
300 / 20
Cal.net
Fixed Wireless
100 / 20

May also be available: Ayera Technologies, GeoLinks, T-Mobile.

Nearby Properties on W 23rd St

Nearby Streets

Search Property Records by Address or Parcel Number