746 Undercliff Ave, Edgewater, NJ 07020 Property Records

Bergen County and Edgewater Borough property record for 746 Undercliff Ave, Edgewater, NJ 07020

Property Summary

Property TypeExempt (Full or Partial)
Lot Size0.052 acres (2,262 sqft)
OwnerIndividual Name on Record
Last Sale$400,000 (Dec 2014)
Deeds & MortgagesMar 2026 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN13-00015-0000-00005

Property Details

APN / Parcel Number

Primary APN13-00015-0000-00005

Exterior

Lot Area2,262 sqft (0.052 acres)

Location & Zoning

Street AddressCONDO
CityEDGEWATER
StateNJ
Zip07020
Property CategoryOther
Property TypeOther > Exempt (Full or Partial)
Legal DescriptionCOMMON ELEMENT
Legal Block15
Legal Lot Number5
JurisdictionBERGEN NJ
Township / Civil DivisionEDGEWATER
Census Block Group1
Census Block1003
Census Tract13002

Owner

Source: Bergen County and Edgewater Borough records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing AddressCONDO
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 18, 2014 · Amount on Record
Deed SaleDec 18, 2014 · Amount on Record
Prior SaleApr 11, 2006 · Amount on Record
Deed Document Number201484637
Deed Book / Page1818 / 2036
Record UpdatedOct 29, 2026

March 2026: Deed, Transfer

Document TypeDeed
JurisdictionBERGEN NJ
Recording DateMar 25, 2026
Property Address746 UNDERCLIFF AVE, EDGEWATER, NJ 07020-1833
Document Number0057551361
Book / Page5755 / 1361
Instrument DateFeb 5, 2026
Instrument2026019770
Transaction TypeTransfer
Record UpdatedMay 6, 2026
Title CompanyESQ TITLE AGENCY LLC, ESP TITLE AGENCY LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$27,287.90
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address237 DUFFIELD ST # ST17B, ST17B, BROOKLYN, NY 11201-5341

Transferred To (Grantee/Buyer)

NameVerified Name
Address746 UNDERCLIFF AVE APT B, B, EDGEWATER, NJ 07020-1834

Mortgage

Document Number2026019771
DateMar 25, 2026
Instrument2026019771
Lender
NameMOVEMENT MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2056

Tax Assessment & Valuation

Source: Bergen County and Edgewater Borough assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyBergen County
MunicipalityEdgewater Borough
Unified School DistrictEdgewater Borough School District (KG - 12)

Tax Bill & Assessment History

YearTax Bill
2023Additional exemption filed

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims2 (1981–1989)
Most Recent ClaimMay 1989 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 89% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVEOLIA WATER NEW JERSEY HACKENSACK
private · serves 792,713 people · EPA ID NJ0238001
Water SourceSurface water
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line replacement
Jan 2021
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 310 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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