746 Towne Center Dr, Joppa, MD 21085 Property Records

Harford County property record for 746 Towne Center Dr, Joppa, MD 21085

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,952 sqft · built 1978
Lot Size	0.241 acres (10,500 sqft)
Owner	Company Name on Record
Last Sale	$424,500 (Nov 2021)
Tax Bill	$4,631 (2026)
Deeds & Mortgages	Nov 2021 Sale Feb 2019 Transfer
Flood Zone	Zone X (minimal risk)
APN	`01-120409`

Property Details

APN / Parcel Number

Primary APN	`01-120409`
Alternative APNs	`1120409` `120409`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,952 sqft Total Area
Utility Area	96 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Split Level
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	10,500 sqft (0.241 acres)
Lot Dimensions	150 ft deep x 70 ft wide
View / Lot	Waterfront
Garage Type	Carport
Garage Area	575 sqft
Carport	Carport
Carport Area	575 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	278 sqft
Deck Area	56 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	120409
Street Address	746 TOWNE CENTER DR
City	JOPPA
State	MD
Zip	21085-4442
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	LT 24 70/70X150 746 TOWNE CENTER DRIVE RUMSEY ISLAND P 32/48
Legal Subdivision	RUMSEY ISLAND
Legal Block	18A
Legal Lot Number	24,746
Jurisdiction	HARFORD MD
Township / Civil Division	1, ABINGDON
Census Block Group	4
Census Block	4002
Census Tract	301401

Owner

Source: Harford County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	7902 BELAIR RD, NOTTINGHAM, MD 21236-3728
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Nov 5, 2021	Deed, Transfer SAGE TITLE GROUP LLC
Feb 5, 2019	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 5, 2021 · Amount on Record
Deed Sale	Nov 5, 2021 · Amount on Record
Prior Sale	Jan 15, 1998
Deed Book / Page	15162 / 151
Prior Transfer Date	Nov 29, 2018
Prior Transfer Doc	0131450348
Record Updated	Oct 29, 2026

November 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	HARFORD MD
Recording Date	Nov 5, 2021
Property Address	746 TOWNE CENTER DR, JOPPA, MD 21085-4442
Document Number	0151620151
Book / Page	15162 / 151
Map Reference	MB 32 FO 48
Instrument Date	Nov 3, 2021
Transaction Type	Transfer
Record Updated	Nov 17, 2021
Title Company	SAGE TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

February 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HARFORD MD
Recording Date	Feb 5, 2019
Property Address	746 TOWNE CENTER DR, JOPPA, MD 21085-4442
Document Number	0131450348
Book / Page	013145 / 000348
Instrument Date	Nov 29, 2018
Transaction Type	Transfer
Record Updated	Feb 14, 2019

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	746 TOWNE CENTER DR JOPPA MD 210854442, JOPPA, MD 21085-4442

Tax Assessment & Valuation

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,631.00 (+17.9%)	$424,967 (+3.74%)	$440,300 (-) Land $159,500 Building $280,800
2025	$3,928.00 (-0.03%)	$409,633 (+8.53%)	$440,300 (+11.67%) Land $159,500 Building $280,800
2023		$377,433	$394,300 Land $159,500 Building $234,800
2022	$3,929.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 18 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	18 in force
Nearby Flood Claims	24 (1978–2013)
Claims Outside the SFHA	10 of 24
Most Recent Claim	Jun 2013 · other causes
Claims by Event	Hurricane Isabel, Sep 2003 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 87% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARFORD COUNTY D.P.W. serves 104,567 people · EPA ID MD0120016
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 493 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Towne Center Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures