746 Tal Phillips Rd, Nicholson, GA 30565 Property Records

Jackson County property record for 746 Tal Phillips Rd, Nicholson, GA 30565

Property Summary

Property Type	Rural Home
Details	2.5 ba · 2,736 sqft · built 2007
Lot Size	13 acres (570,200 sqft)
Owner	Individual Name on File
Last Sale	$910,000 (Jun 2025)
Tax Bill	$7,354 (2025)
Deeds & Mortgages	Sep 2026 Second Mortgage May 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`004 001D`

Property Details

APN / Parcel Number

Primary APN	`004 001D`
Alternative APN	`16611`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,736 sqft Heated Area
1st Floor Area	2,736 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Fiber Cement Siding
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	570,200 sqft (13 acres)
Garage Type	Attached
Garage Area	514 sqft

Exterior Amenities

Porch	Patio
Porch Area	604 sqft
Patio Area	300 sqft
Shed	1 Shed
Shed Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	16611
Street Address	746 TAL PHILLIPS RD
City	NICHOLSON
State	GA
Zip	30565-2278
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	001
Legal Description	13.088 ACRES PLAT BOOK 61 PAGE 257
Jurisdiction	JACKSON GA
Township / Civil Division	NICHOLSON
Census Block Group	5
Census Block	5033
Census Tract	10500

Owner

746 Tal Phillips Rd, a rural home, is owned and occupied by an individual who bought it in June 2025.

Source: Jackson County records, as of October 19, 2026

Owner of Record	Individual Name on File
Mailing Address	746 TAL PHILLIPS RD, NICHOLSON, GA 30565-2278
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage BANK OF AMERICA
May 16, 2017	Deed of Trust, Mortgage UNITED COMMUNITY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 12, 2025 · Amount on File
Deed Sale	Jun 12, 2025 · Amount on File
Prior Sale	Apr 9, 2004 · Amount on File
Deed Book / Page	115V / 1
Prior Transfer Date	May 15, 2008
Prior Transfer Doc	0000001503
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON GA
Recording Date	Sep 9, 2026
Property Address	746 TAL PHILLIPS RD, NICHOLSON, GA 30565-2278
Document Number	0121000409
Book / Page	121V / 409
Instrument Date	Sep 8, 2026
Transaction Type	Mortgage
Record Updated	Oct 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	746 TAL PHILLIPS RD, NICHOLSON, GA 30565-2278

Mortgage

Document Number	0121000409,
Date	Sep 9, 2026
Book Page	121V/409

Lender

Name	BANK OF AMERICA

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Max Rate	-1%

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON GA
Property Address	746 TAL PHILLIPS RD, NICHOLSON, GA 30565-2278
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00076Z0172
Date	May 16, 2017
Book Page	76Z/172

Lender

Name	UNITED COMMUNITY BANK
Type	Bank

Agreement

Amount	Amount on Record
Term	300 Months
Due	May 1, 2042

Tax Assessment & Valuation

The 2025 property tax bill for 746 Tal Phillips Rd was $7,354 with a homeowner's exemption, down 1.1% from the year before.

Source: Jackson County assessment roll, as of February 23, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Jackson County
Unified School District	Jackson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$292,548 (-) Land $121,800 Building $170,748	$731,370 (-) Land $304,500 Building $426,870
2025	$7,354.00 (-1.06%) Homeowner's exemption	$292,548 (-) Land $121,800 Building $170,748	$731,370 (-) Land $304,500 Building $426,870
2024	$7,433.00 (+10.45%) Homeowner's exemption	$292,548 (+6.67%) Land $121,800 Building $170,748	$731,370 (+6.67%) Land $304,500 Building $426,870
2023	$6,730.00 (+49.03%) Homeowner's exemption	$274,256 (+74.53%) Land $121,800 Building $152,456	$685,640 (+74.53%) Land $304,500 Building $381,140
2022	$4,516.00 Homeowner's exemption	$157,136 Land $46,920 Building $110,216	$392,840 Land $117,300 Building $275,540

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 746 Tal Phillips Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 14, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 746 Tal Phillips Rd is moderate, ranking above 40% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 73% of Georgia
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TruVista Communications Fiber	5,000 / 5,000

May also be available: Xfinity.

Cell Coverage

5G and 4G LTE (outdoors only)

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