Posey County property record for 746 Smith Rd, Mount Vernon, IN 47620
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,280 sqft · built 1966 |
| Lot Size | 0.45 acres (19,602 sqft) |
| Owner | Individual Name on File |
| Last Sale | $313,440 (Feb 2025) |
| Tax Bill | $2,293 (2025) |
| Deeds & Mortgages | Apr 2008 Line of Credit Feb 2025 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 65-27-07-100-031.000-018 |
| Primary APN | 65-27-07-100-031.000-018 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,280 sqft Living Area |
| 1st Floor Area | 2,280 sqft |
| Basement Area | 720 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1966 |
|---|---|
| Effective Year Built | Effective 1971 |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | No Foundation |
| Roof Material | Asphalt |
| Lot Area | 19,602 sqft (0.45 acres) |
| Lot Dimensions | 120 ft deep x 120 ft wide |
| Terrain | Rolling |
| Garage Type | Attached |
| Garage Area | 624 sqft |
| Parking Spaces | 2 Parking Spaces |
| Shed | 1 Shed |
| Shed Area | 280 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 02133773948 |
|---|---|
| Street Address | 746 SMITH RD |
| City | MOUNT VERNON |
| State | IN |
| Zip | 47620-9406 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT SE 7-7-13 .45A. MP 555-031- - - - |
| Jurisdiction | POSEY IN |
| Township / Civil Division | BLACK |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 40600 |
746 Smith Rd is owned and occupied by an individual who bought it in February 2025.
Source: Posey County records, as of June 26, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 746 SMITH RD, MOUNT VERNON, IN 47620-9406 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 14, 2008 | Deed of Trust, Mortgage · Line of Credit INTEGRA BANK NA |
| Feb 6, 2025 | Warranty Deed, Transfer · FHA Mortgage PLAZA HOME MORTGAGE INC |
| Sep 12, 2022 | Intrafamily Transfer, Transfer · Conventional Mortgage LIBERTY FCU |
| Sep 12, 2022 | Intrafamily Transfer, Transfer · Conventional Mortgage LIBERTY FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 6, 2025 · Amount on File |
| Deed Sale | Feb 6, 2025 · Amount on File |
| Prior Sale | Sep 12, 2022 · Amount on File |
| Deed Document Number | 2025370 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POSEY IN |
| Property Address | 746 SMITH RD, MOUNT VERNON, IN 47620-9406 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURAN |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0200801691 |
|---|---|
| Date | Apr 14, 2008 |
| Instrument | 200801691 |
| Name | INTEGRA BANK NA |
|---|---|
| Type | Bank |
| Address | MOUNT VERNON, IN 47620 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 239 Months |
| Due | Mar 22, 2028 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POSEY IN |
| Recording Date | Feb 6, 2025 |
| Property Address | 746 SMITH RD, MOUNT VERNON, IN 47620-9406 |
| Document Number | 0202500370 |
| Instrument Date | Feb 5, 2025 |
| Instrument | 202500370 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2026 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 746 SMITH RD, MOUNT VERNON, IN 47620-9406 |
| Investor | Possibly a Property Investor |
| Document Number | 0202500371 |
|---|---|
| Date | Feb 6, 2025 |
| Instrument | 202500371 |
| Name | PLAZA HOME MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2055 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | POSEY IN |
| Recording Date | Sep 12, 2022 |
| Property Address | 746 SMITH RD, MOUNT VERNON, IN 47620-9406 |
| Document Number | 0202203379 |
| Instrument Date | Sep 9, 2022 |
| Instrument | 202203379 |
| Transaction Type | Transfer |
| Record Updated | Sep 22, 2022 |
| Title Company | FOREMAN WATSON LAND TITLE LLC, FOREMAN WATSON LAND TTL LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 746 SMITH RD, MOUNT VERNON, IN 47620-9406 |
| Document Number | 0202203380 |
|---|---|
| Date | Sep 12, 2022 |
| Instrument | 202203380 |
| Name | LIBERTY FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2052 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | POSEY IN |
| Recording Date | Sep 12, 2022 |
| Property Address | 746 SMITH RD, MOUNT VERNON, IN 47620-9406 |
| Document Number | 0202203379 |
| Instrument Date | Sep 9, 2022 |
| Instrument | 202203379 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2026 |
| Title Company | FOREMAN WATSON LAND TITLE LLC, FOREMAN WATSON LAND TTL LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 746 SMITH RD, MOUNT VERNON, IN 47620-9406 |
| Investor | Possibly a Property Investor |
| Document Number | 0202203380 |
|---|---|
| Date | Sep 12, 2022 |
| Instrument | 202203380 |
| Name | LIBERTY FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2052 |
The 2025 property tax bill for 746 Smith Rd was $2,293 with a homeowner's exemption, down 1.7% from the year before.
Source: Posey County assessment roll, as of June 26, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Posey County |
| County Subdivision | Black Township |
| Municipality | Mount Vernon City |
| Unified School District | Mount Vernon Metropolitan School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,293.00 (-1.67%) Homeowner's exemption | $254,800 Land $33,400 Building $221,400 | $254,800 Land $33,400 Building $221,400 |
| 2024 | $2,332.00 (+31.98%) | ||
| 2023 | $1,767.00 | $197,500 (+7.75%) Land $33,400 Building $164,100 | $197,500 (+7.75%) Land $33,400 Building $164,100 |
| 2022 | Homeowner's exemption | $183,300 Land $33,400 Building $149,900 | $183,300 Land $33,400 Building $149,900 |
| 2021 | $1,805.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 746 Smith Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 4, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 746 Smith Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 73% of Indiana |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MOUNT VERNON WATER WORKS serves 6,426 people · EPA ID IN5265006 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2023 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 197 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| Watch TV Fixed Wireless | 100 / 20 |
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