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746 Sarner Pass Way, Winter Haven, FL 33881 Property Records

Polk County property record for 746 Sarner Pass Way, Winter Haven, FL 33881

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,544 sqft · built 2022
Lot Size0.14 acres (6,107 sqft)
Owner2 Individual Names on File
Tax Bill$4,355 (2025)
Deeds & MortgagesAug 2022 Sale
Flood ZoneZone X (minimal risk)
APN26-27-35-522105-001340

Property Details

APN / Parcel Number

Primary APN26-27-35-522105-001340
Alternative APN
  • 352726522105001340

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,544 sqft Living Area
Gross Area1,964 sqft
1st Floor Area1,544 sqft

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Foundation TypeConcrete
Roof TypeHip
Roof MaterialOther
Lot Area6,107 sqft (0.14 acres)
View / LotCommercial/Industrial
Garage TypeAttached
Garage Area420 sqft
PorchFinished/Open Porch
Porch Area150 sqft

Location & Zoning

Street Address746 SARNER PASS WAY
CityWINTER HAVEN
StateFL
Zip33881-9424
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLAKE LUCERNE PHASE 6 PB 187 PG 35-37 LOT 134
Legal Range26E
Legal Township27S
Legal Section35
Legal SubdivisionLAKE LUCERNE PHASE 6
Legal Phase6
Legal Block2
Legal Lot Number134
JurisdictionPOLK FL
Township / Civil DivisionWINTER HAVEN-AUBURNDALE
Census Block Group2
Census Block2021
Census Tract12803

Owner

746 Sarner Pass Way is owned and occupied by two individuals.

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address746 SARNER PASS WAY, WINTER HAVEN, FL 33881-9424
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

August 2022: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionPOLK FL
Recording DateAug 23, 2022
Property Address746 SARNER PASS WAY, WINTER HAVEN, FL 33881-9424
Document Number0000229719
Book / Page12390 / 1816
Map ReferenceMB 187 PG 35
Instrument DateAug 22, 2022
Instrument2022229719
Transaction TypeTransfer
Record UpdatedFeb 5, 2024
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

AmountAmount on Record
Tax$2,325.40
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address9102 SOUTHPARK CENTER LOOP STE 100, 100, ORLANDO, FL 32819-8626

Transferred To (Grantee/Buyer)

NameVerified Name
Address746 SARNER PASS WAY, WINTER HAVEN, FL 33881-9424

Tax Assessment & Valuation

The 2025 property tax bill for 746 Sarner Pass Way was $4,355.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
MunicipalityWinter Haven City
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$216,330 (-7.13%) Land $50,000 Building $166,330$216,330 (-7.13%) Land $50,000 Building $166,330
2025$4,355.00$232,928 Land $50,000 Building $182,928$232,928 Land $50,000 Building $182,928
2023$4,723.00 (+520.63%)$250,071 (+525.18%) Land $48,000 Building $202,071$250,071 (+525.18%) Land $48,000 Building $202,071
2022$761.00$40,000 Land $40,000$40,000 Land $40,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 746 Sarner Pass Way in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 746 Sarner Pass Way is high, ranking above 76% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 76% of the US · above 63% of Florida
Wildfire Likelihood0.3% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWINTER HAVEN WATER DEPARTMENT
serves 87,537 people · EPA ID FL6531992
Water SourceGroundwater
Last State InspectionDec 2021
Lead7 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Sep 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting16
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 363 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
Spectrum
Cable		1,000 / 1,000

May also be available: Verizon.

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