Broome County and Chenango Town property record for 746 River Rd, Binghamton, NY 13901
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 2,024 sqft · built 1900 |
| Lot Size | 0.6 acres (26,136 sqft) |
| Owner | Individual Name on File |
| Last Sale | $128,520 (Jan 2021) |
| Tax Bill | $5,703 (2026) |
| Deeds & Mortgages | Jan 2023 Mortgage Dec 2021 Sale + 1 more |
| APN | 032400 112.07-7-12 |
| Primary APN | 032400 112.07-7-12 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,024 sqft Living Area |
| 1st Floor Area | 1,184 sqft |
| 2nd Floor Area | 840 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 26,136 sqft (0.6 acres) |
| Lot Width | 148 ft Width |
| Garage Type | Detached |
| Garage Area | 588 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 336 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 24221900000 |
|---|---|
| Street Address | 746 RIVER RD |
| City | BINGHAMTON |
| State | NY |
| Zip | 13901-1263 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 00600000100010000000 |
| Legal Block | 7 |
| Legal Lot Number | 12.000 |
| Jurisdiction | BROOME NY |
| Township / Civil Division | CHENANGO |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 12102 |
746 River Rd is owned and occupied by an individual who acquired it in December 2021.
Source: Broome County and Chenango Town records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 746 RIVER RD, BINGHAMTON, NY 13901-1263 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 11, 2023 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Dec 21, 2021 | Redemption Deed, Transfer |
| Jan 4, 2021 | Executor's Deed, Transfer · FHA Mortgage M & T BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 4, 2021 · Amount on File |
| Deed Sale | Jan 4, 2021 · Amount on File |
| Deed Document Number | 202120 |
| Deed Book / Page | 2640 / 298 |
| Last Transfer Date | Dec 7, 2021 |
| Transfer Doc | 000229/492 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BROOME NY |
| Property Address | 746 RIVER RD, BINGHAMTON, NY 13901-1263 |
| Transaction Type | Mortgage |
| Record Updated | Jan 23, 2023 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 746 RIVER RD, BINGHAMTON, NY 13901-1263 |
| Document Number | 004115/365 |
|---|---|
| Date | Jan 11, 2023 |
| Book Page | 4115/365 |
| Instrument | 202300000690 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 336 Months |
| Due | Jan 1, 2051 |
| Document Type | Redemption Deed |
|---|---|
| Jurisdiction | BROOME NY |
| Recording Date | Dec 21, 2021 |
| Property Address | 746 RIVER RD, BINGHAMTON, NY 13901-1263 |
| Document Number | 000229/492 |
| Book / Page | 229 / 492 |
| Instrument Date | Dec 7, 2021 |
| Instrument | 202100035123 |
| Transaction Type | Transfer |
| Record Updated | Oct 24, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 746 RIVER RD, BINGHAMTON, NY 13901-1263 |
| Document Type | Executor's Deed |
|---|---|
| Jurisdiction | BROOME NY |
| Recording Date | Jan 4, 2021 |
| Property Address | 746 RIVER RD, BINGHAMTON, NY 13901-1263 |
| Document Number | 0026400298 |
| Book / Page | 2640 / 298 |
| Map Reference | DD 27 PG 123&124 |
| Instrument Date | Dec 1, 2020 |
| Instrument | 202100000020 |
| Transaction Type | Transfer |
| Record Updated | May 25, 2021 |
| Title Company | STEWART TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $516.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 746 RIVER RD, 746, BINGHAMTON, NY 13901-1263 |
| Name | Verified Name |
|---|---|
| Address | 22 ROBERTS ST, KIRKWOOD, NY 13795-1047 |
| Document Number | 202100000021 |
|---|---|
| Date | Jan 4, 2021 |
| Instrument | 202100000021 |
| Name | M & T BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2051 |
The 2026 property tax bill for 746 River Rd was $5,703, up 12.7% from the year before.
Source: Broome County and Chenango Town assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Broome County |
| County Subdivision | Chenango Town |
| Unified School District | Chenango Valley Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,703.00 (+12.73%) | ||
| 2025 | $5,059.00 (+5.62%) | $79,600 Land $16,900 Building $62,700 | $185,500 Land $39,384 Building $146,116 |
| 2024 | $4,790.00 | ||
| 2023 | $79,600 (-) Land $16,900 Building $62,700 | $156,693 (+9.25%) Land $33,268 Building $123,425 | |
| 2022 | $79,600 Land $16,900 Building $62,700 | $143,423 Land $30,450 Building $112,973 | |
| 2016 | $2,684.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 746 River Rd; there have been 17 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 17 (1979–2014) |
| Claims Outside the SFHA | 10 of 17 |
| Most Recent Claim | Mar 2014 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 746 River Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHENANGO CONSOLIDATED WD #1 serves 9,200 people · EPA ID NY0301653 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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