746 Pine Valley Dr, Arnold, MD 21012 Property Records

Anne Arundel County property record for 746 Pine Valley Dr, Arnold, MD 21012 · Last verified August 2026

Property Summary

Property Type	Townhouse
Details	2.5 ba · 2,023 sqft · built 1993
Lot Size	0.054 acres (2,350 sqft)
Owner	Individual Name on File
Last Sale	$544,000 (Aug 2026)
Tax Bill	$4,741 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Feb 2026 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`03-651-90080958`

Property Details

APN / Parcel Number

Primary APN	`03-651-90080958`
Alternative APNs	`3-651-90080958` `65190080958`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	3 Stories
Building Area	2,023 sqft Living Area
Gross Area	2,232 sqft
1st Floor Area	555 sqft

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	2,350 sqft (0.054 acres)
Garage Type	Attached
Garage Area	209 sqft
Parking Spaces	1 Parking Space
Deck Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	65190080958
Street Address	746 PINE VALLEY DR
City	ARNOLD
State	MD
Zip	21012-3104
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	U 24 BLD 4 PH 4 PINE VALLEY
Legal Subdivision	PINE VALLEY
Legal Phase	4
Legal Block	2
Legal Lot Number	24
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	5
Census Block Group	2
Census Block	2001
Census Tract	731106

Owner

Source: Anne Arundel County records · APN 03-651-90080958

Assessment roll updated August 13, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	746 PINE VALLEY DR, ARNOLD, MD 21012-3104
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Aug 06, 2026	Deed, Transfer · Conventional Mortgage NFM LENDING
Feb 12, 2026	Deed of Trust, Mortgage · Line of Credit TOWER FCU
Feb 16, 2022	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jul 16, 2021	Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 06, 2026 · Amount on Record
Deed Sale	Aug 06, 2026 · Amount on Record
Prior Sale	Jul 16, 2021 · Amount on Record
Deed Book / Page	42601 / 491
Record Updated	Sep 20, 2026

August 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Aug 06, 2026
Property Address	746 PINE VALLEY DR, ARNOLD, MD 21012-3104
Document Number	4260000491
Book / Page	42601 / 491
Instrument Date	Aug 03, 2026
Transaction Type	Transfer
Record Updated	Aug 17, 2026
Title Company	SAGE TITLE GROUP LLC, SAGE TITLE GROUP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$549,440.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	746 PINE VALLEY DR, ARNOLD, MD 21012-3104
Investor	Possibly a Property Investor

Mortgage

Document Number	4260000498,
Date	Aug 06, 2026
Book Page	42601/498

Lender

Name	NFM LENDING

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 01, 2056

Interest

Rate Type	Fixed Rate
Rate	6.49%
Initial Type	Fixed Rate
Max Rate	-1%

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	746 PINE VALLEY DR, ARNOLD, MD 21012-3104
Transaction Type	Mortgage
Record Updated	Mar 03, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0420770117
Date	Feb 12, 2026
Book Page	42077/117

Lender

Name	TOWER FCU
Type	Credit Union
Address	LAUREL, MD 20707

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 25, 2056

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	746 PINE VALLEY DR, ARNOLD, MD 21012-3104
Transaction Type	Mortgage
Record Updated	Sep 27, 2023
Title Company	UNIVERSAL TITLE COMPANY, UNIVERSAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1224 DRIFTWOOD CT, ARNOLD, MD 21012-1924

Mortgage

Document Number	0383650187
Date	Feb 16, 2022
Book Page	38365/187

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	353 Months
Due	Jul 01, 2051

July 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Jul 16, 2021
Property Address	746 PINE VALLEY DR, ARNOLD, MD 21012-3104
Document Number	0372180001
Book / Page	37218 / 1
Map Reference	MB E-64 PG 27-30
Instrument Date	Jun 29, 2021
Transaction Type	Transfer
Record Updated	Sep 27, 2023
Title Company	UNIVERSAL TITLE COMPANY, UNIVERSAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$6,660.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	746 PINE VALLEY DR, ARNOLD, MD 21012-3104

Mortgage

Document Number	0000372187
Date	Jul 16, 2021
Instrument	37218/7

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2051

Tax Assessment & Valuation

Source: Anne Arundel County records · Assessment roll updated August 13, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,741.00 (+21.28%)	$392,667 (+9.68%)	$450,400 (+23.8%) Land $210,000 Building $240,400
2023	$3,909.00	$358,000	$363,800 Land $170,000 Building $193,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Anne Arundel County (24003C), updated January 16, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240037311062, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Nearby Flood Policies	4 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 187 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Radiate Holdings	Cable	1,500 / 50
Verizon	Fiber	980 / 880

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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