746 Palm Ave, Lodi, CA 95240 Property Records

San Joaquin County property record for 746 Palm Ave, Lodi, CA 95240

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,273 sqft · built 1956
Lot Size	0.187 acres (8,160 sqft)
Owner	2 Individual Names on Record
Tax Bill	$797 (2026)
Deeds & Mortgages	Apr 2021 Mortgage Dec 2019 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`039-240-160-000`

Property Details

APN / Parcel Number

Primary APN	`039-240-160-000`
Alternative APN	`039-240-16`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,273 sqft Living Area
1st Floor Area	1,273 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Construction Type	Wood
Lot Area	8,160 sqft (0.187 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Old Parcel Number	039-240-16
Street Address	746 PALM AVE
City	LODI
State	CA
Zip	95240-0922
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 16
Legal Subdivision	CORDA TR
Legal Block	1
Legal Lot Number	16
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	LODI
Census Block Group	1
Census Block	1010
Census Tract	4203

Owner

Source: San Joaquin County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	746 PALM AVE, LODI, CA 95240-0922
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2021	Deed of Trust, Mortgage · VA Mortgage CALIBER HOME LOANS INC
Dec 29, 2019	Deed of Trust, Mortgage · VA Mortgage ISERVE RESID'L LNDG
Apr 13, 2019	Deed of Trust, Mortgage · VA Mortgage ISERVE RESID'L LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	746 PALM AVE, LODI, CA 95240-0922
Transaction Type	Mortgage
Record Updated	Apr 13, 2021
Title Company	TITLE 365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	746 PALM AVE, LODI, CA 95240-0922

Mortgage

Document Number	0000057980
Date	Apr 1, 2021
Instrument	2021-057980

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2051

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	746 PALM AVE, LODI, CA 95240-0922
Document Number	0000001553
Instrument Date	Dec 29, 2019
Transaction Type	Mortgage
Record Updated	Jan 17, 2020
Title Company	PREMIUM TITLE/CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	746 PALM AVE LODI CA 952400922, LODI, CA 95240-0922

Mortgage

Document Number	0000001553
Date	Jan 6, 2020
Instrument	1553

Lender

Name	ISERVE RESID'L LNDG
Address	SAN DIEGO, CA 92127

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 5, 2050

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	746 PALM AVE, LODI, CA 95240-0922
Document Number	0000038643
Instrument Date	Apr 13, 2019
Transaction Type	Mortgage
Record Updated	May 2, 2019
Title Company	PREMIUM TITLE/CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	746 PALM AVE LODI CA 952400922, LODI, CA 95240-0922

Mortgage

Document Number	0000038643
Date	Apr 18, 2019
Instrument	38643

Lender

Name	ISERVE RESID'L LNDG
Address	SAN DIEGO, CA 92127

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 17, 2049

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Lodi City
Unified School District	Lodi Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$797.00 (+0.63%)
2025	$792.00 (+5.74%) Homeowner's exemption	$77,763 (+4.04%) Land $14,704 Building $63,059
2023	$749.00 (+2.46%) Homeowner's exemption	$74,745 Land $14,134 Building $60,611	$385,110
2022	$731.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LODI serves 67,093 people · EPA ID CA3910004
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 401 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Softcom Internet Communications Fixed Wireless	400 / 50
DigitalPath Fixed Wireless	200 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: AT&T, GeoLinks, Verizon.

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